Working at Simple Finance | Glassdoor

Simple Finance Overview

Portland, OR
201 to 500 employees
Company - Private
Banks & Credit Unions
Less than $1 million (USD) per year
Founded in 2009 and based in Portland, Oregon, Simple combines innovative technology, impeccable user experience and expertise in behavioral economics to help our customers spend smarter and save more.

As a company, we believe that a bank that does good can ... Read more

Mission: Our mission as a company is to help people feel confident with their money.

Company Updates

  • We are excited to share some of the work we've been doing at Simple to further drive diversity, equity and inclusion:

    Ally Skills Workshop | Technology Association of Oregon

    One of the most valuable parts of this workshop is the manifestation of a community that suddenly sees itself, and feels a call to action that is more powerful than their fear of messing up or their comfort and safety in staying silent.

  • If you need help saving for Emergencies, Simple has a solution for you!

    If You Need Help Saving For Emergencies, Here is a Simple Solution.

    Preparing for emergencies is on the minds of a lot of Portlanders. We recently partnered with Simple to learn about the concerns our readers have when it comes to being financially prepared for an emergency.

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Simple Finance – Why Work With Us?

Simple was started out of frustration with banks.

We're a group of passionate people who are serious about creating an experience for our customers that's unlike any personal finance product you've ever used.

We hope it shows.

Why Simple?

We’re based in Portland, Oregon; a beautiful place to live and work (or just see in the background if you work remotely). We chose to build our headquarters in Portland, Oregon because we stubbornly believe that banking can be an easy, friendly, comforting, and even fun experience. Portland is a city committed to creativity, thoughtfulness, culture, and openness—just the place to make good on our big ideas.

Craft - A passion for building something beautiful

Internally - We are passionate about our common goal, and it shows in our individual work. We have the humility to collaborate, and the confidence to have opinions. We are intentional and thoughtful in all we produce; we are each proud of our craft.

Externally - We sweat the small stuff. We never stop working to make it better. We know that when we’ve got it right, it should feel seamless and invisible. Our product is not just our apps and card, but our customer service, our policies, our customer education, and our reputation. The entire experience is crafted with intention.

Curiosity - A perpetual commitment to learning and teaching; to finding the best solution, to making things as intuitive as possible

Internally - We seek the best waysof doing things. We are humble teachers and eager learners. We know innovation doesn’t happen without trying crazy ideas. Weempower one another with shared skill and knowledge. We know good ideas can come from anywhere.

Externally - We want the customer to be the expert on their own finances. We empower the customer with clarity, information, and resources. Our customers win by being engaged with their finances.

Empathy - A deep understanding and fervent belief that we’re all human

InternallyWe are advocates for each other. We assume others are doing their best work. We trust one another’s expertise, and we give ourselves the same confidence we give to others.

ExternallyWe are advocates, not obstacles, for our customers. We strive always to understand their context in addition to their problem. Our policies, voice, product, and customer service reflect compassion, common sense, and alliance with the customer

Efficacy - A focus on achieving results that make an impact          

Internally - We have a bias toward action. When we face challenges, we make a plan to overcome them. Our work can exhibit empathy, curiosity, and craftsmanship, but we also need to make it useful and accessible to those who can benefit from it.

ExternallyWe show up and are accountable every day for our customers. We cut through barriers as much as possible to create a just and safe environment for customer success. Progress is as important to our customers as quality and security.

We have several core truths when it comes to the culture we are creating and maintaining at Simple. Some of these are aspirational, while others we've already achieved but need to continually nourish. If these beliefs excite you, consider coming to join our amazing team!

We are a technology company that builds banking products. While we are focused on disrupting the banking industry, our identity is that of a technology company. We behave like a tech company: we are innovative, transparent, agile, and fast-paced. We model build, measure, learn in everything we do. We challenge the status quo, constantly asking ourselves what can we do differently or better. We find ways to work faster and more efficiently. We challenge folklore - just because we haven’t done it before doesn’t mean we can’t or won’t now. We operate within constraints, seeing constraints as opportunities for creativity.

We strive for a diverse, equitable and inclusive work environment. We believe that everyone is responsible for building and leveraging diversity, growing equity, and promoting inclusion within their team(s) and through individual contributions. It’s instrumental that we treat everyone with equal respect regardless of where they come from, their position or authority. That we can each show up as ourselves. Not only is this the right thing to do, but it will help us succeed as individuals, teams and a business.

We expect everyone to be a high performer. At Simple, performance is defined by your contributions (what you bring to the team and how you do it) and your impact (the results your contributions have on the team, company, and the world) in three areas: business outcomes, team health and learning and growth. To be a high performer, you must balance all three consistently. We believe everyone can be a high performer when in the right role at the right time. We believe performance is dynamic and fluid, and we are all on a constant learning curve. We drive towards a high performance culture while staying true to our values.

We are accountable for our performance. Each of us owns our individual performance. We are accountable for our actions and behaviors - on both the individual and team level. To do this, we are self-motivated. 

We believe in the virtuous cycle. We know that if Simple invests in our people, our people will invest in Simple, making our customers happy. This allows us to invest more in our people, creating even more customer happiness. It’s how we’ll achieve our business outcomes. And most importantly, it’s how we’ll prove our vision that a company that does good also does well.

We believe conversations nourish relationships. Conversations are at the heart of all relationships. They build capability and trust. They can unlock greater impact. And they help us align on the most important work so that we can together achieve Simple’s mission and vision. Conversations come in many forms - feedback, informative and development, to name a few.

We believe our workspace matters. We recognize the power of one’s workspace: it can define and enhance our culture and ability to do our best work. We strive for collaboration, innovation, wellness and employee satisfaction through all of our workspaces, whether that be located at HQ in Portland, Oregon or remotely.

We are a learning organization. We expect everyone to learn and grow while at Simple. We believe it’s healthy to flow through the employee lifecycle (moving from a new hire, to high performer, to developing in new role or out of Simple) and key to being an innovative and agile company disrupting an old and institutionalized industry. 

We believe that genius comes in many forms. It is often hidden, untapped, and may not show during an interview. We strive to uncover natural talents, strengths, and the ability to grow in the position.  

We believe diversity of thought helps us innovate.  We are committed to unveiling unconscious bias, and seeking feedback from multiple, diverse perspectives.  We value and recognize diverse perspectives and voices as part of our candidate evaluation.

We believe you can achieve more than you think is possible. We seek to evaluate the the way you think about things, the options you have for action, and your ability to execute on those options. At Simple, we are committed to learning and growth and seek that quality in future teammates.

Value alignment is equally important as skills and experience.  Skills can be taught, experience can be gained, but alignment to our values and mission should never be compromised.  

Simple Finance Reviews

  • Featured Review

    Helpful (8)

    "Simple is a fantastic company where employees can have a strong impact"

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Positive Outlook
    Approves of CEO

    I have been working at Simple Finance full-time (More than 3 years)


    - Empowerment & ownership: Simple empowers its employees to own and run with their work. If you see a problem or opportunity, you have easy avenues to raise attention to it and propose or run with a solution.
    - Simple has a fantastic culture. People are there for the customer-centric mission, and that pervades how they treat each other, as well. People are kind, respectful, and fun -- and there is a fervent belief in (and action behind) the importance of honoring diversity.
    - Simple is fast-paced and agile. It's a fantastic environment for people who value positive change and who want to work for a company that values innovating and addressing challenges head-on.
    - Transparency. The leadership values transparency wherever possible. The company has regular company-wide meetings to address a variety of topics and a range of performance dashboards accessible to anyone in the company. Many of the leadership meetings are open to a wide range of participants.
    - Fantastic benefits. Simple has a great range of benefits, including the standards and a number of less standard benefits (e.g., great parental leave, flexible working hours/location, great insurance, a supportive People team)


    - Some of the most critical functions at Simple (e.g., product, marketing) are still relatively junior and would benefit from some stronger and more experienced hires. On the upside, this means that mature, experienced hires will find a ton of leadership opportunities -- but, on the downside, it can mean those hires aren't being pushed by others and don't have their own leaders to learn from.
    - As a result of moving quickly and being agile (a pro), Simple can feel fairly chaotic. It isn't a great environment for people who are looking for stability and consistency.

See All 100 Reviews

Simple Finance Photos

Simple Finance photo of: We have lots of collaboration spaces
Simple Finance photo of: Signage for conference rooms
Simple Finance photo of: Staff photo. Say 'cheese'!
Simple Finance photo of: Our entryway
Simple Finance photo of: We love dogs in the office
Simple Finance photo of: Our rooftop deck
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Simple Finance Interviews



Getting an Interview

Getting an Interview




  1. Helpful (2)  

    Software Engineer Interview

    Anonymous Interview Candidate
    No Offer
    Negative Experience


    I applied online. The process took 4 weeks. I interviewed at Simple Finance.


    Their interview process was about the same pace as other tech companies seem to go lately. One week apart for each step, with about 3 interviews - screening, manager, then higher ups. When I went to the final interview with my potential manager's manager, she seemed annoyed walking into the interview room. She criticized my resume because it stated that I might want to be part of leadership one day although I had only 3 years experience as a software engineer. She asked me if I would be dissatisfied with the position if I weren't a manager in 6 months, and informed me that she worked for many years before getting into leadership. Although I remained polite and explained that it was merely a possible path since my bachelor's happened to be in business management, I couldn't dissuade her from making the choice to be rather rude. She continually asked me dour, aggressive questions, never cracked a smile, and it seemed as if she must have been burned by someone in the past and saw them sitting in my chair instead of me. Walking out of the room, I knew I wouldn't get a call, and I was actually quite shaken that evening as I'd never been treated so poorly by an interviewer. When I interview people in my career, I know how nervous they can be and I so hope that they will feel valued and respected even if they're not hired. I will never interview for Simple again, and it gave me a very bad impression of their engineering culture. If that's how they treat people or each other behind closed doors - yikes. And actually, thinking about it more, I now realize I've never heard much in the startup community about Simple having a good culture, and now I can guess why! If you're a software engineer and are currently on the job market, and are of a caliber that you could be seriously considered by Simple, I'd recommend focusing your energy on other possibilities because it doesn't seem like Simple's engineering leadership is very nice. There are plenty of tech companies with great leadership you could work at for the next few years. I ended up at a great one - probably dodged a bullet!

    Interview Questions

See All 34 Interviews

Simple Finance Awards & Accolades

  • Forbes FinTech 50, Forbes, 2015
  • The Oregonian's Top Workplaces, The Oregonian, 2015
  • PSFK Purple List, PSFK, 2015
  • Best Deals in Banking of 2015, Kiplinger's, 2015
  • Best Bank of 2016, Go Banking Rates, 2016
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Pledges & Certifications

Pay Equality Pledge

Committed to paying equitably for equal work & experience

Tech Hiring Commitment

Helping to train, hire and promote more technology workers

Diversity Commitment

Has programs that support a diverse and inclusive workforce

Career Advancement Program

Helping employees "upskill" into higher-paying positions

Pledge to Thrive

Taking steps to prioritize employee well-being

Veteran Hiring Commitment

Committed to helping America's military veterans find work

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