Aflac Reviews | Glassdoor

Aflac Reviews

Updated November 17, 2017
352 reviews

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Aflac Chairman and CEO Dan Amos
Dan Amos
138 Ratings

352 Employee Reviews

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Pros
Cons
  • Since there is no base salary, it can be a bit of a slow start (in 86 reviews)

  • 100% commission can be difficult to adjust to for some people (in 117 reviews)

More Pros and Cons

  1. "Most UNETHICAL company"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Leadership Team
    Former Employee - Leadership Team
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at Aflac full-time (More than 10 years)

    Pros

    Not many. This company is corrupt at all levels.

    Cons

    The corruption runs deep...all the way to the top. If you are a "yes man" and willing to be unethical, Aflac is the place for you. All levels of executive leadership (President, CEO, EVPs, SVPs, etc.) foster an environment of fear and retaliation against those that don't conform. If you don't "drink the kool-aid" and bow down to the duck, you can't succeed here. Aflac is NOT an ethical company. Yes, they throw crumbs to the employees every May with employee appreciation week. But the pay for the rest of the year is minimal. Sadly, they've been successful so far at convincing employees that EAW proves that the company values them. In fact, the company offers minimal salary increases and only "favorites" get promoted. In addition to pay that is not competitive in the industry, you are expected to cover up when the company does something unethical or illegal. Yes, ILLEGAL. The company has been found in violation of laws in many states and has been fined heavily. But that hasn't discouraged the company.
    If you value your reputation and integrity, this is the worst company to work for. They are culturally corrupt and toxic.
    And if you are a female considering a sales position, beware. The misconduct scandals currently in the news are 100% reflective of the Aflac Sales culture.

    Advice to Management

    No advice. The execs are completely aware of the major issues and are the driving force behind the lack of ethics and dysfunctional, toxic environment.


  2. Helpful (2)

    "Benefits Coordinator"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Benefits Coordinator in New Braunfels, TX
    Current Employee - Benefits Coordinator in New Braunfels, TX
    Doesn't Recommend
    Negative Outlook
    Approves of CEO

    I have been working at Aflac full-time (More than 3 years)

    Pros

    Flexible hours if you don't mind starving.

    Cons

    Hard work for little pay. Full commission on products that people don't have to have. Deceiving managers make promises they can't keep...like to play everyone against everyone else. Avoid this area! Poorly run offices and little support.

    Advice to Management

    Management relies solely on your production and sometimes things can get a bit "shady". Management here in New Braunfels, Texas will promise you the moon and not come through. Lots of deceitfulness in management.

  3. "Look elsewhere."

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Contractor - Benefits Advisor in Murfreesboro, TN
    Current Contractor - Benefits Advisor in Murfreesboro, TN
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I have been working at Aflac as a contractor (More than a year)

    Pros

    Flexible Schedule as, for the most part, you make your own.

    Cons

    Terrible leadership, low commissions, oversaturated market, inadequate tools provided, investment much more than compensation, poor corporate support.


  4. "not worth your time"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Intern - Sales Representative in Okemos, MI
    Current Intern - Sales Representative in Okemos, MI
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I have been working at Aflac as an intern (More than a year)

    Pros

    they provide all sales materials

    Cons

    cold calls all day long, very difficult way to make a living


  5. "Don't waste your time"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Contractor - Insurance Agent in Sioux Falls, SD
    Former Contractor - Insurance Agent in Sioux Falls, SD
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at Aflac as a contractor (More than a year)

    Pros

    Meeting people, making your own hours

    Cons

    You waste all your money trying to start out, gas for car, no help from your supervisor, they use you until they no longer need you and send you packing.

    Advice to Management

    Don't promote stupid people to management.


  6. "Insurance Agent"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Contractor - Anonymous Contractor
    Former Contractor - Anonymous Contractor
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I worked at Aflac as a contractor

    Pros

    have some training
    have flexible hours

    Cons

    no salary
    hard to enter the market

    Advice to Management

    Bring on staff you truly believe can succeed. quality over quantity.


  7. Helpful (4)

    "STOP. READ FIRST"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Benefits Advisor/Sales Agent/Entry Level in Louisville, KY
    Former Employee - Benefits Advisor/Sales Agent/Entry Level in Louisville, KY
    Doesn't Recommend
    Negative Outlook

    I worked at Aflac full-time (More than a year)

    Pros

    Constantly verbal support.
    Work our own hours
    Aflac products are good

    Cons

    Little in field support once you finish training.
    No matter what they tell you in the interview process, this is a 100% commission based job. Your boss may help you earn some money, but this won’t amount to anything over $500 in 3 months.
    Expect to be pressured to ask your friends and connects to purchase from you.
    For the first 13weeks, you will receive amazing training, however on the last day of training, after making no money, management will openly tell you that it takes about 3-4 years to create enough accounts where you’ll actually be making a living wage.
    The turnover rate is huge. Most people quit within a month or two and certainly after a year.
    There is much potential but little ability to apply strategies due to the fact that they are hiring and flipping an army of employees constantly.
    Almost all business owners have seen Aflac agents before and say no immediately.
    Aflac management will tell you that “only eight percent of Louisville business have Aflac so there’s lots of places to go still” and while this may be true, that doesn’t mean the 92% of business that don’t have aflac, have never seen a sales agent. All of them have.
    Aflac sales great product that no one wants.

    Advice to Management

    You compliment everyone too often and it becomes interpreted as fake and wallow

  8. "Not a good business model"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Contractor - Insurance Sales Agent in Sherman Oaks, CA
    Former Contractor - Insurance Sales Agent in Sherman Oaks, CA
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I worked at Aflac as a contractor (More than a year)

    Pros

    Opportunity to learn, meet diverse people

    Cons

    For every stony of someone getting in not already connected in some way is false. Even those people were picked out by a manager to succeed. Usually males. Women have to have some edge, a client, being married or related to someone with influence. I could build leads but they were clawed away by manager - or his wife. It’s two centimeters from multi level marketing. One group stays and the rest are literally chewed through.

    Advice to Management

    Stop sweeping the Internet for fresh blood and invest in actual employees. That’s the sales pitch at the beginning.


  9. "Nothing good"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Contractor - Benefits Consultant in Midlothian, VA
    Former Contractor - Benefits Consultant in Midlothian, VA
    Doesn't Recommend
    Negative Outlook
    No opinion of CEO

    I worked at Aflac as a contractor (Less than a year)

    Pros

    Meeting new people
    Some of the coworkers
    A little bit of freedom
    Contests

    Cons

    Poor field training
    Everyone is working the same areas. No territory
    A lot of pressure from management
    They just don’t help you
    Will drop you once they find someone better


  10. Helpful (1)

    "This is job"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I have been working at Aflac full-time

    Pros

    Flexible hours and can work from home

    Cons

    If you are not in a big city, then do not apply. They don't give you leads, and you might go months without pay or no pay at all.


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