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Aflac Reviews

Updated January 17, 2018
349 reviews

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2.0
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Aflac Chairman and CEO Dan Amos
Dan Amos
116 Ratings

349 Employee Reviews

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Pros
Cons
  • Since there is no base salary, it can be a bit of a slow start (in 86 reviews)

  • 100% commission can be difficult to adjust to for some people (in 118 reviews)

More Pros and Cons

  1. "HR Intern"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Intern - Anonymous Intern
    Former Intern - Anonymous Intern
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I worked at Aflac as an intern

    Pros

    Good experience but would not recommend

    Cons

    work life balance was not great


  2. "Not bad for the work"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Contractor - Anonymous Contractor
    Current Contractor - Anonymous Contractor

    I have been working at Aflac as a contractor

    Pros

    There is a lot of money to be made and you make your own hours.

    Cons

    It is a commission only job and it is mostly "cold-calling".

  3. Helpful (1)

    "Independent Accident and Health Insurance Agent/Broker"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Contractor - Independent Agent in New York, NY
    Current Contractor - Independent Agent in New York, NY
    Doesn't Recommend
    Positive Outlook
    No opinion of CEO

    I have been working at Aflac as a contractor (Less than a year)

    Pros

    A viable sales resource, supplemental insurance is something that everyone should have.

    Cons

    Commission based salary only, if you do not have a pool of ready applicants and at least a three-month savings, you will probably not make any money to sustain you at first, and most of the business relies on cold-calling people who do not have the time or patience to listen to you, or else you end up pestering your friends and family to scrape up enough money to pay your bills.

    Advice to Management

    Management needs to be upfront about the 99.9% chance that you will not make any sales even in three months, as well as the fees just for obtaining your license, and that you will need to get a second license for Life Insurance to make it worthwhile.


  4. "Commission based misery"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Intern - Anonymous Intern
    Former Intern - Anonymous Intern
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I worked at Aflac as an intern

    Pros

    - You talk a lot; this kind of primes you for networking in college
    - I'm talking about cold emails and cold calling

    Cons

    - Very tedious work
    - Paid solely on commission

    Advice to Management

    - Don't take the commission of your workers


  5. Helpful (1)

    "Marketing, Sales Intern"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee
    Doesn't Recommend
    Negative Outlook
    Approves of CEO

    Pros

    Great work environment and friendly people

    Cons

    Not much room for growth


  6. "Marketing Sales Intern"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Intern - Anonymous Intern in Sherman Oaks, CA
    Former Intern - Anonymous Intern in Sherman Oaks, CA
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I worked at Aflac as an intern (More than a year)

    Pros

    Flexible schedule and fantastic work training

    Cons

    Poor leadership in district offices, interns often feel lost since their managers are always not in the office

    Advice to Management

    Provide more guidance to college interns instead of leaving them to find a way out.


  7. "Independant Agent"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Contractor - Independent Agent in Tustin, CA
    Former Contractor - Independent Agent in Tustin, CA
    Doesn't Recommend
    Negative Outlook
    No opinion of CEO

    I worked at Aflac as a contractor (Less than a year)

    Pros

    Your whole day is free to work.

    Cons

    Your own your own with very little guidance

    Advice to Management

    Support your staff with good communication and friendly demeanor.

  8. Helpful (2)

    "Aflac is for people with a BOB"

    StarStarStarStarStar
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Aflac part-time

    Pros

    Nice managers, friendly and supportive staff

    Cons

    No base salary, was promised to have help closing deals but did not receive any, networking business model used for prospecting business

    Advice to Management

    Find a way to support your employees


  9. Helpful (1)

    "Sales Rep"

    StarStarStarStarStar
    Former Contractor - Independent Agent in Lansing, MI
    Former Contractor - Independent Agent in Lansing, MI

    I worked at Aflac as a contractor (More than 5 years)

    Pros

    Independence, working for yourself, Ability to build lasting relationships with clients

    Cons

    Too many reps chasing accounts

    Advice to Management

    Spend more time developing good sales techniques


  10. Helpful (2)

    "Benefits Consultant"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Contractor - Benefits Consultant in Greenville, SC
    Current Contractor - Benefits Consultant in Greenville, SC
    Negative Outlook
    Disapproves of CEO

    I have been working at Aflac as a contractor (Less than a year)

    Pros

    Flexible schedule, and you can make lots of money if you're a superhuman.

    Cons

    No base pay, no leads, using up all personal money and resources for just a hope to talk to someone. There are a ton of agents, and if you are in a relatively small to medium city/town your territory most likely has been picked over by your superior or another "team member". The most common objection is we had aflac before and our agent was terrible. I can understand why because Aflac seems to foster a culture where you make a sale and then scramble to find your next, take the commision pay and run. Taking time to manage a small account wont seem like a good use of time if you have bigger accounts. The workload will increase by every account, the info and associate things you need to know will become more complex as you try to juggle your accounts, while searching feverishly for a scrap of fresh business that has not already been picked over by another associate in your area.

    Advice to Management

    set defined territories, or give a base rate to prevent the average associate going months without income. If Aflac could stop replicating and mass producing associates, flooding a certain territory, you wouldnt have the problem of over saturation. The sheer amount of labor force falling upon the local businesses creates resentment as soon as they hear Aflac. I should not walk into a business and have them TRUTHFULLY no less be able to tell me the list of names of aflac reps that are currently trying to get a meeting with the owner.


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