American Income Life Reviews | Glassdoor

American Income Life Reviews

Updated March 23, 2017
458 reviews

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American Income Life CEO Roger Smith
Roger Smith
190 Ratings

458 Employee Reviews

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Pros
Cons
  • Expect to work long hours but when running your own business that should be expected (in 170 reviews)

  • 5years with the company is 100% commission (in 60 reviews)

More Pros and Cons

  1. "Don't Let Them Fool You"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - General Agent in Vancouver, WA
    Former Employee - General Agent in Vancouver, WA
    Doesn't Recommend
    Negative Outlook

    I worked at American Income Life full-time (Less than a year)

    Pros

    -you have to become licensed which makes you more appealing to other companies

    Cons

    -low integrity in every aspect of the company be it management, the language in the scripts, and any other aspect you can think of
    -low quality leads (thats putting it politely) often times you are calling someone who has already asked to be taken off the call list, can barely afford to pay rent let alone a life insurance policy
    - they say each policy is personalized to the needs of the individual but it isn't, often times the coverage is dramatically less than what is actually needed
    -requirement to actively recruit, "ra ra" meetings, and micromanagement make this feel like a pyramid scheme
    I could sit here and write at least a dozen more cons but AIL isn't worth the time. If you want to work long hours, receive little to no pay, and have no moral compass then this company is for you.

    Advice to Management

    try to be more honest with the candidates you are interviewing, although I doubt you would have any employees if you were.


  2. "Agent"

    Star Star Star Star Star
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at American Income Life full-time

    Pros

    None free coffee is about it

    Cons

    If you want to lie cheat and steel to get paid then this is the job for you they sell you on glitz and glamor with the cars and the idea your gonna make millions. They have their favorites and this are the ones that get to go far they make you change your number to call the same person 10 times an hour the ours are horrible and the micromanaging is like being in kindergarten

    Advice to Management

    stop the micromanaging and give people breathing room to do the job stop lieing and coning people into working at a pyramid scheme masked by selling insurance


  3. "What a Scam"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Insurance Agent in Jackson, MS
    Former Employee - Insurance Agent in Jackson, MS
    Doesn't Recommend
    Negative Outlook
    No opinion of CEO

    I worked at American Income Life (Less than a year)

    Pros

    no pros to The Umbertone Agency of American Income Life Insurance at all!!!!!

    Cons

    Extremely demanding hours with no compensation, even during training you are "working" for free. Managers degrade you, pick on you personally, and set higher than attainable sales goals. They entice you with bonuses they never intend on paying out or will find a reason you do not deserve it. Terrible company (at least The Umbertone Agency in Jackson, MS is a terrible place to be.. ever!)

    Advice to Management

    Stop what you are doing to these unsuspecting people who truly need work!!! So cruel to do this to people!!


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  5. "If you like stocking people"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Sales Associate in Fort Collins, CO
    Former Employee - Sales Associate in Fort Collins, CO
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at American Income Life full-time (Less than a year)

    Pros

    Not many pros what so ever except a slim opportunity to make money if all you do is work 12 hour days 7 days a week

    Cons

    Pathetic sales tactics, these guys are glorified stockers, if you don't have a conscience then this is a good place for you to work. They will hire anyone who has a car and a laptop. Don't feel special if you get hired. Sales referrals are a scam and they get them by lying to honest hard working family's. They ask for "emergency" contacts then you call and harass them and try to sell something they don't need. Don't let these smooth talking swindlers recruit you into a dishonorable job.

    Advice to Management

    Don't blatantly lie to customers and employees. Management just talks about how awesome they are and how much money they make. They are all smooth talking swindlers. There is a reason why this place has 2 stars. # pathetic


  6. "Not what it's cracked up to be."

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Contractor - Anonymous Contractor
    Current Contractor - Anonymous Contractor
    Doesn't Recommend

    I have been working at American Income Life as a contractor

    Pros

    Potentially good money if you are single with no kids.

    Cons

    You have to live, breath and eat this everyday non-stop to be successful. No personal life, they sale you a dream. They don't like to tell you everything up front, but rather wait until it happens then brush it off likes it's no big deal.


  7. Helpful (1)

    "DO NOT WORK HERE EVER"

    Star Star Star Star Star
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    Pros

    There are no pros to this company

    Cons

    They are liars, fake, bait and switch.

    Advice to Management

    Stop lying to people, taking their money and selling a dream.


  8. Helpful (1)

    "Fraud"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Insurance Agent
    Former Employee - Insurance Agent
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at American Income Life (Less than a year)

    Pros

    Nothing it's all lies and they suck

    Cons

    Systematic fraud for agent and the clients...donor trust their agent nor the company

    Advice to Management

    You lie , I worked for you for almost a year and know that you people lied all the time


  9. Helpful (1)

    "HR"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee
    Doesn't Recommend

    I worked at American Income Life part-time

    Pros

    Friendly work environment, people are open to teaching you

    Cons

    Lies, Not what you are told or expecting, HR purposely lies on the phone to get you into the company

    Advice to Management

    Dont lie


  10. Helpful (2)

    "Horrible company"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Sales Agent/Supervisor in Minneapolis, MN
    Former Employee - Sales Agent/Supervisor in Minneapolis, MN
    Doesn't Recommend

    I worked at American Income Life full-time

    Pros

    Not one thing was good

    Cons

    The entire company lies. 40 hrs/week was over 60, cold calling twice a week although they deny it (4 hrs and you book 2 appts).

    Advice to Management

    Stop lying and treating your employees like crap


  11. Helpful (1)

    "Not good"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I worked at American Income Life full-time

    Pros

    Can make your own schedule.

    Cons

    Deceptive about incentives and support.



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