Bank of Cardiff Reviews

Updated Nov 6, 2020

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4.2
82%
Recommend to a Friend
77%
Approve of CEO
Bank of Cardiff Managing Director William S.Stern  (no image)
William S.Stern
9 Ratings
Pros
  • "I guess it is the infamous San Diego sun(in 11 reviews)

  • "s usually good fun as well as hard work(in 4 reviews)

  • Cons
  • "I think living in San Diego, salaries should be higher(in 5 reviews)

  • "Hotels like the Omni, Marriot or Hard Rock are just there(in 4 reviews)

  • More Pros and Cons
    Pros & Cons are excerpts from user reviews. They are not authored by Glassdoor.
    1. 5.0
      Current Employee, more than 8 years

      Great Company

      Oct 2, 2020 - Sales in San Diego, CA
      Recommend
      CEO Approval
      Business Outlook

      Pros

      You get an opportunity to earn what you're worth

      Cons

      Office isn't close to my house

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    2. 3.0
      Former Employee, less than 1 year

      Not a place to build a long term career

      Feb 4, 2020 - Sales 
      Recommend
      CEO Approval
      Business Outlook

      Pros

      free coffee, and some times company lunch, some good managers

      Cons

      low hourly pay, constantly change the commission structure, really bad quality leads for cold calling (80% wrong or disconnected numbers for the most part), turnover is ridiculous, stressful environment.

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    3. 1.0
      Former Employee, less than 1 year

      lots of turnover, no upside, why bother?

      Feb 9, 2020 - Sales Associate in Del Mar, CA
      Recommend
      CEO Approval
      Business Outlook

      Pros

      Normal hours, kitchen, free coffee

      Cons

      The positive reviews are fake, this is a sweat shop in Del Mar. You're expected to strike gold with crap leads. Worked my butt off to make $200 in commission with a crappy base. Slanging high interest loans to small business owners that dont know better is hard. Close up shop and put yourselves out of this misery. I left because the environment and pay sucks, its bait and switch here.

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    4. 5.0
      Current Employee, more than 1 year

      Great job and industry

      Mar 26, 2019 - Sales Associate 
      Recommend
      CEO Approval
      Business Outlook

      Pros

      High commission, potential for advancement, good environment with helpful people.

      Cons

      Starting salary isn’t great but similar to other companies that do the same thing.

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    5. 5.0
      Current Employee, more than 1 year

      Commercial Finance Associate

      Oct 25, 2018 - Commercial Finance Associate in San Diego, CA
      Recommend
      CEO Approval
      Business Outlook

      Pros

      Laid back environment, hard working and motivating coworkers, competitive commission structure, tenure leads to an increasing and wide range of commission opportunities, good training program if needed

      Cons

      Benefits are adequate...they can be balanced by the commission opportunity if you grow and learn the industry.

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      1 person found this review helpful
    6. 5.0
      Current Employee, less than 1 year

      Great company culture, awesome management, realistic goals

      Sep 19, 2018 - Cfa in Del Mar, CA
      Recommend
      CEO Approval
      Business Outlook

      Pros

      I've been working at Bank of Cardiff for a few months and love coming into work everyday. The managers here are friendly, helpful and do what they can to set you up for success. The company culture here is awesome and they have really cool weekly/bi-weekly spiffs with cool prizes to incentivize the sales floor. I came into this industry with zero industry experience and have learned so much and am continuing to learn new things everyday. As long as you come to work with a good attitude and strong work ethic, you will be rewarded.

      Cons

      The base pay is lower than I'm used to but once you hit your 10 submissions (usually takes about a month), you get a small pay bump and you're eligible to make commission (which can be very lucrative).

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      1 person found this review helpful
    7. 4.0
      Current Employee, less than 1 year

      Good job if you're good at sales

      Jan 30, 2019 - Commercial Finance Associate in San Diego, CA
      Recommend
      CEO Approval
      Business Outlook

      Pros

      You can make a lot of money if you are good at sales and good on the phone

      Cons

      Strange work hours, difficult to make money commission right off the bat when you are new.

      2 people found this review helpful
    8. 5.0
      Current Employee, less than 1 year

      Great Company, Highly recommend working here

      Sep 27, 2018 - Cfa in Del Mar, CA
      Recommend
      CEO Approval
      Business Outlook

      Pros

      I would recommend Bank Of Cardiff to any sales minded individuals looking to work hard and make money! Fun atmosphere, great team and management, lots of opportunity to succeed. Excellent weekly spiffs and company activities. I have been working at Cardiff for a year and it has paid off- huge upside with great commission

      Cons

      I do not have any Cons to post about Cardiff-this is a sales position and sales are expected- Dental and vision plans would be nice

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    9. 5.0
      Current Employee, less than 1 year

      Growing company!

      Sep 13, 2018 - National Sales Manager in San Diego, CA
      Recommend
      CEO Approval
      Business Outlook

      Pros

      Laid back environment, great people to work with, growing company that has been breaking sales records. Senior management is very approachable and truly has an open door policy. In the 5 months, I have been with the company, we have had 2 awesome company outing so far where they have rented boats to take out on the bay and not only paid employees for the day but provided food and drinks! What's better than beer, boats and the bay!?! Good medical insurance options at 60 days and 401K once you have been employed for a year. Also, they have a really cool expresso/cappuccino maker!

      Cons

      Currently, they don't provide dental or vision insurance.

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      1 person found this review helpful
    10. 2.0
      Former Employee, less than 1 year

      WHAT YOU NEED TO KNOW

      Oct 17, 2018 - Anonymous Employee 
      Recommend
      CEO Approval
      Business Outlook

      Pros

      Everyone there is pretty cool. Office is nice. If you like cubicles. This Company WANTS to be good Company.

      Cons

      -This is TELEMARKETING. Sales. -95% of your training is on how to make cold calls. Rejection, etc. -3% of your training will be on what you absolutely must know to be knowledgable and successful, However, no one there has any training experience and they don't want to invest too much time doing this because chances are you won't be there much longer than a year. if that. -You make cold calls. Make no mistake about it. -leads have been purchased by every lending firm in the US, So you're 1 of a dozen different companies calling a lead that is overwhelmed with sales calls just like the one you just made. -your leads are anyone that has financed, taken out a loan, or had their credit run in the last 10 years. They're not expecting your call. Are not in the market for financing have no need for financing, and no intention on letting you talk them into borrowing money. Your manager can NOT DO WHAT THEY ARE ASKING OF YOU with the leads they're giving you. Ask them to show you how its done. They won't. I know cause I mentioned it more than once and they didn't cause they couldn't you will be micro managed by on office manager that gets off on bully tactics, letting people go and wasn't any better at telemarketing than most entry level employees I saw come and go. Get on het good side, but don't let her fool you. just listen to her sales calls recording and make your own call. They play favorites. That does not mean they will treat you bad, you just will not get the dozen or so quality leads that will make a nice paycheck. favorites tend to be those that have experience in this line of work, If you don't you won't.

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      6 people found this review helpful
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