Cardinal Financial Company Reviews | Glassdoor

Cardinal Financial Company Reviews

Updated October 18, 2018
153 reviews

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3.2
StarStarStarStarStar
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Nick Florez
100 Ratings

153 Employee Reviews

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Pros
  • "8-5 PM Mon-Fri work schedule so great work life balance" (in 10 reviews)

  • "Best comp plan, best loan OS, 15 day closings, and great people" (in 12 reviews)

Cons
  • "Management is inexperienced in mortgage industry" (in 8 reviews)

  • "No training for Processors/transaction coordinators and then blame processors for everything" (in 7 reviews)

More Pros and Cons

  1. "Endless opportunities for growth"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee in Charlotte, NC
    Current Employee - Anonymous Employee in Charlotte, NC
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Cardinal Financial Company full-time (More than 3 years)

    Pros

    Room for growth and new opportunities, flexible PTO options, good benefits.

    Cons

    Work can be stressful at times but that is standard in the industry.

    Advice to Management

    Continue your efforts to grow those that are eager to learn and excel.


  2. "Corporate Support"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Cardinal Financial Company full-time (More than a year)

    Pros

    Talent acceleration at it's best. True professionals enhancing solutions for both the internal and external client.

    Cons

    A fast-paced environment where change is a competitive advantage; not for the sluggish.

  3. Helpful (1)

    "A Hot Mess-run by amateurs"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I have been working at Cardinal Financial Company full-time (More than 3 years)

    Pros

    Amazing proprietary LOS system could be industry changing if they stopped hacking it and left it to the software engineers to code it correctly.

    Cons

    This place is a volcano waiting to erupt. The president and his wife the "Chief Credit Officer" run this company like its a small broker shop. They are not ready to play with the big boys. Unprofessionalism at its finest. Knee jerk risky decision making. They place so many of the employees at risk with these risky decisions to ignore fixing what is broken. Eventually they are going to implode which is going to hurt the wonderful dedicated people that are so blinded by the smoke and mirrors they just don't see it coming. So many things are out of compliance and they just blatantly ignore it. It's like the titanic sinking. It's big so it will take a while, but the bigger they are the harder they fall.

    Advice to Management

    Get someone in charge that isn't a hot head and understands the operations side and risk that comes with this business. Listen to your senior management and SLOW DOWN and think about the RISK. Believe it or not, you're not always right and some of your managers know a heck of a lot more than you. TRUST THEM. Nick Florez (President) and Erica Price (Chief Credit Officer as well as Nick's wife) need to step back and let some more experienced leaders take over before its too late. Working with them is like watching a bunch of ping pong balls bouncing around on an endless loop. It's truly painful. President needs to act more professional and stop belittling and abusing his senior managers , but most of all has to stop having temper tantrums because someone might disagree with him.


  4. Helpful (3)

    "Stressful environment"

    StarStarStarStarStar
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at Cardinal Financial Company full-time

    Pros

    There are still a few good people

    Cons

    Stress, office politics and the rules changing every day.


  5. "L.O"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Cardinal Financial Company full-time

    Pros

    Great Training Great V.P knows his stuff G.R

    Cons

    There were no cons for me


  6. Helpful (5)

    "Industry Joke"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at Cardinal Financial Company full-time (Less than a year)

    Pros

    None -Used to be a great company but the culture has changed

    Cons

    Leadership is a joke. People who pander to the CEO and COO are put into Leadership positions that have no experience. It's all about who you know around here, not how good or experienced you are.

    Advice to Management

    Company is a lost cause and I'm sure the CEO and COO will bail on this company like they have done in the past and leave their employees to pick up the pieces


  7. Helpful (2)

    "Different"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Approves of CEO

    I have been working at Cardinal Financial Company full-time

    Pros

    - unlimited commission
    - base salary
    - good software

    Cons

    - management makes it difficult to work "out of the box" loans
    - cold calling... they say its leads but theyre a month old by the time you call it

  8. Helpful (5)

    "Not for the career oriented"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee
    Doesn't Recommend
    Disapproves of CEO

    I worked at Cardinal Financial Company full-time (More than 3 years)

    Pros

    The Co-workers made it bearable.

    Cons

    Lack of advancement, micro-management, lack of support, unorganized upper management

    Advice to Management

    Company was great to work for until they stopped caring about their employees. Once they started caring more about how much money they could make and less about their employees needs (compensation and work-life balance) it went from being one of the best places to work to a daily struggle to be motivated enough to go to the office.


  9. Helpful (2)

    "Mortgage Loan originator"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee in Charlotte, NC
    Former Employee - Anonymous Employee in Charlotte, NC

    I worked at Cardinal Financial Company full-time (Less than a year)

    Pros

    You get lots of leads

    Cons

    Pay structure is not good

    Advice to Management

    need more support for the employees


  10. Helpful (1)

    "Support Specialist"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee
    Recommends
    Neutral Outlook
    Approves of CEO

    I worked at Cardinal Financial Company full-time

    Pros

    Worked from home and decent pay

    Cons

    Not enough training to provide a good foundation


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