Combined Insurance Reviews | Glassdoor

Combined Insurance Reviews

Updated May 17, 2017
441 reviews

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441 Employee Reviews

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Pros
  • We at Combined believe in always having and Positive Mental Attitude, with the tools no training I have received I can accomplish anything (in 19 reviews)

  • Training in Chicago is a great experience and morale booster (in 12 reviews)

Cons
  • No Cons some people don't like door to door sales (in 29 reviews)

  • Territory managers are very inconsistent in following through with an agent who has been working beyond the 3rd or 4th month (in 21 reviews)

More Pros and Cons

  1. "My time at combined"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Account Executive in Catskill, NY
    Current Employee - Account Executive in Catskill, NY
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    My time at combined insurance has been absolutely incredible. I've been with Combined for about a year and a half and it has totally changed my life. This is not just a job but a career. With Combined you make a difference in someone's life daily, what we offer helps people when they are sick and hurt and can't work. It's a very rewarding career you help people at there worst. I've gotten someone back over 35k a few months ago it was the best feeling for me considering they had no idea they had it coming. In my year and a half I have won numerious awards, I won a trip to San Diego, and also I won a trip to Lisbon Portugal which I got to bring my dad on all expenses paid. I can not express how Combined has changed my life I am so greatful for my career at Combined and could not see myself doing anything else. If anyone is on the fence about joining the Combined family....do it, I promise it will change your life!

    Cons

    I can't really say anything bad about Combined, I have had an amazing expirence. I know that sounds strange and you're probably reading this saying yeah ok but no really I have had nothing but an amazing expirence.

    Advice to Management

    I would advise management to work with new agents more and teach new agents to recruit.

    Combined Insurance Response

    Jan 3, 2017 – Social Media Manager

    Thank you so much for sharing this positive and personal review. It is truly wonderful to hear how much working at Combined has changed your life for the better, and we are fortunate to have agents ... More


  2. "Sr Account executive"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Senior Account Executive in Tolland, CT
    Current Employee - Senior Account Executive in Tolland, CT
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (More than 10 years)

    Pros

    I earn as much income as I'm willing to work for. I get paid to help people in their time of need. You get to work with an amazing group of people.

    Cons

    Not everyone you approach is nice but it's just part of doing business.

    Advice to Management

    Thanks for making me feel appreciated.

    Combined Insurance Response

    Dec 5, 2016 – Social Media Manager

    Thank you for sharing this positive review! We really appreciate it when our current employees share what they love about working at Combined. As you mentioned, our agents have a virtually ... More


  3. "Excellent Company!!!!!!!!!!!!"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Account Executive in Griffin, GA
    Current Employee - Account Executive in Griffin, GA
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    Combined is an excellent company. I started mid May 2016, and through the leadership in the field, I have won several awards and I won my first sales trip fresh out of sales school. I am unaware of any other company that offers a training and compensation package like this. It is realistic that a person can come out of the week long training and earn a five figure commission in a month. They are not going to hand it to you, you have to work the system and not try to do things your own way or reinvent the wheel.
    Combined compensates with a very nice commission, bonuses, company paid sales trips, and a comprehensive Sales Award program which has been proven to be consistently attainable. Leadership is very personable, down to earth, understanding, and very straight forward. Also depending on where you are located, there is plenty of opportunity.

    Cons

    At this time I acknowledge no "cons". You have to love being constantly engaged with people, and be the kind of person that has a passion for helping others. We have awesome products that sell themselves. It's not like you're selling vacuums (no offense to those that do), the sale is not hard. You also have to possess self discipline. It's not for everyone. I would have to say that if a person is lazy, a procrastinator, and not self motivated, this is not the place for you. You have to believe in yourself and put in the effort, as well as hold yourself accountable. There are plenty of fast food chains and other places hiring for anyone that just want to work a regular 9-5 and collect a paycheck that barely pays the bills. Some may say that a con is the position is all commission, but with proper planning, budgeting, and consistency, that is not an issue. In this company you have the opportunity to earn a substantial amount of money in a short period of time if you work smart and stay focused.

    Advice to Management

    Keep doing what you are doing. Combined is a company that trains leaders to lead from the front, and the upper leadership demonstrates a wonderful culture fostering our Positive Mental Attitude philosophy.

    Combined Insurance Response

    Dec 5, 2016 – Social Media Manager

    Thank you for sharing this positive review and for painting a realistic picture of what it takes to be successful in sales at Combined Insurance! We really appreciate hearing from our current ... More


  4. Is this helpful? The community relies on everyone sharing – Add Anonymous Review


  5. "account exective"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Account Executive in Buffalo, NY
    Current Employee - Account Executive in Buffalo, NY
    Doesn't Recommend
    Negative Outlook
    No opinion of CEO

    I have been working at Combined Insurance full-time

    Pros

    unlimited income, great products, sales support, good overall company, customers service is overall very good. senior management is very supportive of your personal goals

    Cons

    100% door to door business, very little good lead base, no team work, co-workers going on my new face accounts that were created my production

    Advice to Management

    if your seasoned agent with a Winning track record, you should be the only one going on your business the you start and created for the company.

    Combined Insurance Response

    Jan 4, 2017 – Social Media Manager

    Thank you for sharing all these great “pros” about working at Combined Insurance! We especially appreciate hearing from our current employees. As you mentioned, our agents have the ability to make ... More


  6. "Good Suplimental Insurance"

    Star Star Star Star Star
    • Work/Life Balance
    • Career Opportunities
    • Comp & Benefits
    Former Employee - Insurance Agent/Producer in Boalsburg, PA
    Former Employee - Insurance Agent/Producer in Boalsburg, PA
    No opinion of CEO

    I worked at Combined Insurance (Less than a year)

    Pros

    =>Set your own hours
    => Good People

    Cons

    => Business Expense exceeds Income.

    Combined Insurance Response

    Jan 5, 2017 – Social Media Manager

    Thank you for taking the time to review our company and for highlighting that we have “good people.” We agree! And as you mentioned, our agents set their own hours to best coordinate with their ... More


  7. "Executive"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Sales Executive, Executive Manpower Director in Lititz, PA
    Former Employee - Sales Executive, Executive Manpower Director in Lititz, PA
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I worked at Combined Insurance full-time (More than 10 years)

    Pros

    Great training, great people

    Cons

    long hours, some high pressure managers, some managers deceiving

    Advice to Management

    no advice its not my responsibility to advise management my overall experience early in my career was great after president changes twice was terrible

    Combined Insurance Response

    Jan 4, 2017 – Social Media Manager

    Thank you for taking the time to review our company. We routinely receive positive feedback about our training department. We are dedicated to preparing our agents for success during in-house ... More


  8. "Need to be honest with yourself first"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Account Executive in Lexington-Fayette, KY
    Current Employee - Account Executive in Lexington-Fayette, KY
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    Awesome company standards and principals. The income potential can be awesome. Especially in your first several weeks. Eventually you will be on your own and have to prove your worth and dedication. 17 success principals apply anywhere in life , it's up to you to use them. Individual teams vary, it's a reflection of the TM and the team as to how good or bad the team is. Mastermind alliance is the key.

    Cons

    if you are brand new to the insurance industry as you learn you will see things that are not necessarily right, but if you do the right thing you'll be ok. Doing it honest is a slow path to success, but the business that stays is the business that pays

    Advice to Management

    Be consistent. Hold everyone to the same standard. If your gonna say it, do it. Don't diddle daddle , or beat around the bush.

    Combined Insurance Response

    Nov 29, 2016 – Social Media Manager

    Thank you for sharing this positive review! We especially like hearing from our current employees. Great to hear that we have “awesome standards and principles.” We are proud of our nearly 100 year ... More


  9. "Sales Agent/Vice President II"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Vice President II in Bellingham, WA
    Current Employee - Vice President II in Bellingham, WA
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (Less than a year)

    Pros

    I have seldom been so privileged to worked with such a caring and well-oiled team. If you are looking for an experience that'll change the way you think work, and your bank account, should be--and if you can handle objections, be knowledgeable, and deliver a phenomenal customer experience--this is a great job for you!

    It requires a great deal of driving and meeting with business owners and clients, as well as networking, (the first of which I sadly can no longer do due to personal medical reasons--or else I would be working right now rather than writing about it!)--so, if you're shy, you will need to push yourself beyond any fear of people or awkwardness--but it can be the most rewarding experience to offer people hope and security where they would otherwise have none!

    Cons

    This is a job that ramps into larger and larger paychecks--it's not impossible to be paid really well from the get-go, but it'll require a lot more effort starting out than it will a year from now--if you do it well and follow what they say to do. You can add or enhance there plans for you, but do not remove or ignore their advice--you'll be hurting your own paycheck.

    Advice to Management

    Keep doing what you're doing and you'll blow your wildest goals out of the water!

    Combined Insurance Response

    Dec 5, 2016 – Social Media Manager

    Thank you for sharing this positive review! We love hearing from our current employees. We appreciate that you are sharing a realistic view of what it takes to be a successful sales agent. As you ... More


  10. Helpful (1)

    "Proud to be working at Combined"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Marketing Director in Glenview, IL
    Current Employee - Marketing Director in Glenview, IL
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (More than 10 years)

    Pros

    The people here are great. It's like an extended family. We are a 90+ year old company (providing stability) and we are continuing to grow. That's exciting.

    Cons

    This is a lean-operating company and because of this, there are times in which the quality of work being done is not as good as it could be if more resources (or time) we available.

    Advice to Management

    Communicate more

    Combined Insurance Response

    Nov 29, 2016 – Social Media Manager

    Thank you for taking the time to review our company. We always appreciate hearing from our current employees! We are proud of our positive corporate environment in which we recognize hard work and ... More


  11. "Fast Pace and Entrepreneurial"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee in Chicago, IL
    Current Employee - Anonymous Employee in Chicago, IL
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (More than 3 years)

    Pros

    Great opportunity to work in a fast paced envirnomment with a company that is growing. The leadership team promotes a culture of positive change. Talented individuals are given a lot of responsibility and can effectivley influence important changes.

    Combined Insurance is a Chubb Company with a strong reputation. Employees are passionate about servicing the customer and supporting them in their time of need.

    Cons

    Need to be able to juggle multiple priorities can be overwhelming. which is a "Pro" and "Con". System upgrades are needed.

    Advice to Management

    Continue to inspire others to be part of the future vision.

    Combined Insurance Response

    Nov 1, 2016 – Social Media Manager

    Thank you for taking the time to share this positive review. We especially appreciate hearing from our current employees! As you mentioned, we are in growth mode at Combined Insurance,which means ... More


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