Combined Insurance Employee Reviews about "long hours"

Pros

-Self-Employed so a lot of freedom: hours, unlimited income, -great support and training -a constantly improoving company, possibility of quick advancement -Encourages self-improvement -Great commission, bonuses and by-yearly trips -lifetime royalties ...

Cons

-Requires a lot of discipline and autonomy -If you cant cut it you'll probably wont make the first year -Its not a job, its a career. Work/life balance will need to adjust... To succed you need to work hard and long hours. The the success is limitless

Pros

Base pay plus commissions, W2 Employment, Full benefits package (including 401K, medical, dental, vision, life insurance, discounted stock and more) and positive mental attitude!

Cons

Long hours to start(first 6 months to 1 year)

Pros

Second to none training All materials provided Needs-based selling Semi flexible schedule Good product base Bonus Potential They pick up tab for business trips Good trips to earn

Cons

Aggressive pushing from VPs to MDs to TMs to 'hit numbers'. Lot of hypocriticial action from upper management. Misrepresention!!! Will say they provide leads but the leads are used up 'active customers' who are burned up about being contacted so much. Uses leads to 'trap' employees but then told to cold call and cold call some more. Will hire up anybody and then expect TMs to train people who should have never been hired. Pay sheets are IMPOSSIBLE to read. Even as a TM, I am uneducated on them. Have heard a number of claims issues. Schedule may be flexible but it's a lot of long hours and weekends. Pay structure is impossible to follow. (expecially for TMs and expecially the new 2011 concept) Seems to have a lot of responsibility for such a small base salary at the management level. As a W2 company, even managers are treated as 1099s. Expected to pay all phone, computer, fax, office supply out of pocket. (was not give a program necessary to do my job and I refuse to pay 200$ out of my pocket for it...Microsoft Office)

Pros

Brilliant Training, great management support

Cons

Long hours to achieve a sensible income

Pros

You can make your own hours. Lot of training that does provide a lot of knowledge. They provide a per diem for training and take care of the hotel and travel.

Cons

Commission Only and training is UNPAID. No benefits until 6 months. Must work long hours and be very persistent to make enough sales. Company does not back you and allows some things to go on that shouldn't. Company culture is set up to make everyone, even your boss, compete against you. Your boss, the TM, probably doesn't do things by the books and a lot are useless. All costs are out of your pocket. Company micromanages and requires a lot of check-ins and calls beyond your hours that you work.

Pros

Terrific coworkers. Pay not bad. Overtime.

Cons

No bonuses for non salary employees. Mostly upper and management. Lots of long hours and endless meetings.

Pros

IF they decide to they can give you leads.

Cons

Way too many to name. Leaders are really unprofessional in my opinion. They will tell you they pay you for training. Once you are in they find a reason not to pay you. It's long hours and a lot of travel. If you have a problem you can't complain. Complaints are seen as negative behavior. Don't disclose a disability either.

Pros

They pay good commissions-easy to advance to mgmt. Great potential to win trips

Cons

ALOT of driving-long hours to make the money

Pros

Good training, opportunity to make money, good sales incentives

Cons

Uses old leads. You basically recycle leads and call the same customers always trying to add more policies. When you first start training they are all about helping you. They help put money on your books. As soon as you are out of training if you don’t write business..they say it’s your fault and fire you for non-production. I found out I had been “let go at a client appointment when I tried to log into my iPad. I called IT in front of the customer and was told I had been let go for non-production. They didn’t even have the audacity to tell me. They expect you to work long hours and travel. They are constantly putting each team member up against the other.

Pros

Decent pay if you are good with people.

Cons

Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings. Meetings twice a week and sent out of town for meetings about once a month effectively losing 2 days of field work.