Aflac - AFLAC Career: Serious Challenging work that rewards those who want to succeed as Entrepreneurs | Glassdoor
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There are newer employer reviews for Aflac

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Helpful (1)

"AFLAC Career: Serious Challenging work that rewards those who want to succeed as Entrepreneurs"

StarStarStarStarStar
  • Work/Life Balance
  • Career Opportunities
  • Comp & Benefits
  • Senior Management
Current Contractor - Associate in San Francisco, CA
Current Contractor - Associate in San Francisco, CA
Recommends
Approves of CEO

I have been working at Aflac as a contractor

Pros

Being an Entrepreneur and running your own business with a serious committment to long-term win/win business relationships. Helping both Businesses and Individuals face economic challenges head-on. Paying badly needed cash directly to people after they have suffered a life threatening event such as Cancer, Heart-Attack, or serious Accident. Protecting people's income and helping them pay their mortgage when they are disabled and unable to work at their job. A higher purpose of helping others and caring about others when most people really only care about themselves.

Cons

Accepting the freedom and learning discipline of how to really work for yourself and make an honest living. Most people want an easy job or career with a paycheck, AFLAC only pays you when you actually work, set appointments, run presentations and enroll people in the great products. Being willing to make a serious committment to both yourself and your family that this career is 10-years of serious challenging and difficult work before you can retire and be paid for the rest of your life. Lazy negative people who tried the career for less than 2 years and then quit only to criticize and bad mouth the opportunity and the company instead of assume responsibility for their own failure in sales,

Advice to Management

Senior Management needs to always remember what it is like to be in the field working and selling AFLAC everyday. We are a volunteer army and believe in the product and the company so the utmost respect should be reserved for those that are selling AFLAC in the field.

Other Employee Reviews for Aflac

  1. "The opportunity is there if you're willing to work for it."

    StarStarStarStarStar
    • Work/Life Balance
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Contractor - Independent Agent in Saint Louis, MO
    Current Contractor - Independent Agent in Saint Louis, MO
    Doesn't Recommend
    No opinion of CEO

    I have been working at Aflac as a contractor

    Pros

    Being an independent agent with Aflac, I can make my own schedule and work when I want to work. I am in control of my own income and time off.

    Cons

    Misconseptions by business owners about what Aflac really does. Most believe it is just insurance and only suplemental. This simply isn't true. An Aflac agent offers so much more, most of which is free. We keep your company in compliance with the law, set up cafe plans and flex accounts, make sure your employees are taken care of in any situation that may arise.

    Advice to Management

    ?


  2. Helpful (4)

    "Don't walk, RUN!"

    StarStarStarStarStar
    • Work/Life Balance
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Contractor - Coordinator In Training in New York, NY
    Former Contractor - Coordinator In Training in New York, NY
    Doesn't Recommend

    I worked at Aflac as a contractor

    Pros

    Own your own business, such as they allow. Work your own hours, renewable commissions.

    Cons

    Like any other pyramid scheme, Aflac is built on the bones of nepotism. The only real way to make money at Aflac is to come in a have an existing book of contacts that will give you accounts. The way most agents accomplish this at Aflac is by leeching off a husband/wife/college friend/former co-worker who came in the same way. People who come in the door and genuinely build their own book of business are as rare as a 5-leaf clover.

    As for building your own book of business, good luck if you don't know someone in senior management -- as soon as you have a conflict with a district manager/state sales manager/regional manager's good buddy, you're up the creek without a paddle. They will work to get you off the case and reward their friend, even if you've worked for months to get the account to the point where they will do business with Aflac.

    Once the business is booked, expect around a 50% fall-off in policies within the first year. After that, the survival rate for policies is roughly 90%, but that mean you scramble like crazy to sign up as many policies as possible only to have to pay back some up-front commissions before the first year is even up. That also means that much trumpeted stock bonus never materializes for the majority of the policies you write every year.

    Advice to Management

    Tell the truth when you recruit, namely that the agents will be on their own unless you owe them something. Stop promising things you have no intention of ever delivering, such as leadership, management, advocating for agents, coaching, teamwork, or support. Burning through agents by letting them figure it out for themselves that they are doomed to failure is dishonest at best, and evil at worst. Personally, I consider it evil.

There are newer employer reviews for Aflac
There are newer employer reviews for Aflac

See Most Recent

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