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Tata Consultancy Services

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Tata Consultancy Services

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Employee Review

  1. 2.0
    Former Employee, more than 1 year

    TCS - Bodyshop

    Sep 15, 2012 - Systems Engineer in Lucknow
    Recommend
    CEO Approval
    Business Outlook

    Pros

    No layoff's Job Security Pay - when compared with competitor Service based co.'s

    Cons

    Too huge in size, so no one can control that. RMG

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    1 person found this review helpful
  1. 5.0
    Former Employee, more than 10 years

    Best place to start your career

    Dec 7, 2022 - Associate Consultant 
    Recommend
    CEO Approval
    Business Outlook

    Pros

    Best Medical Plan Best Team Best Environment

    Cons

    Hard to find any cos

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  2. 5.0
    Former Employee

    Process Analyst – Operations Client: Citi Bank – United States

    Jan 29, 2023 - Banking 
    Recommend
    CEO Approval
    Business Outlook

    Pros

    Fund Transfer: • Transferring amount from one account to another account based on the bank legal requirement. • Transferring the funds has taken place through clearing system. Clearing System: • Clearing system are the primary method that bank use for making payment in their own currency • It is act like the hub of a wheel. • To transfer fund to one another the banks must pass through the clearing system. • Each bank now only needs one external account, an account with clearing system. Before transferring the funds, the check should pass through Disbursement Operation. Controlled Disbursement Operations: Disbursement is a sophisticated, automated check payment system designed to assist clients with their daily cash management. The flexibility of this comprehensive solution is designed to meet check- based, funding and liquidity management needs by maximizing the use of idle funds and optimizing loan and investment opportunities. An active member of the Disbursement Ops team, handling all functions of the inward check clearing process for the client which is listed below. • Image Quality Analysis • Reject Repair • Payee Name Authentication • Signature Verification • Match Pay Lockbox Operations: Lockbox operation is to provide customer account details based on their requirement. Adjusting customer account details based on the encode correction, payee name correction. Resending the returned checks through clearing house, its involved three types of process: • Lockbox reporting • Lockbox returns • Lockbox investigation • Handling all functions of the Customer payments by means of posting Debit or credit as per client Request. • Does Investigation process on customer transactions in case of suspicious activities that warrant reporting/escalation and subsequent filing of Suspicious Activity Reports and escalate same to client. • Ensuring that the queues are cleared before the TAT on daily basis & report the same to the client. • Investigating the Customers Queries related to their bank adjustments. • Excellent track record of successfully building relationships with lending influencers and achieving fast track growth within a short duration. • Prepared RCSA (Risk and Control Self-Assessment) documentation for internal audit purpose. • Experienced in managing key accounts, impart process-related training to new members as defined. • Processing and verifying the transactions across all the sub-processes. • Daily workflow monitoring & verifying transactions and provide feedback status to the client. • Assisting in investigating and solving client queries on priority basis.

    Cons

    No cons as i got my real expereince and good learning in my previous employer. Due to my situatio i have to leave the organization

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