Family Heritage Life Insurance Reviews | Glassdoor

Family Heritage Life Insurance Reviews

Updated September 22, 2017
146 reviews

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3.9
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Family Heritage Life Insurance President and CEO Howard Lewis
Howard Lewis
113 Ratings

146 Employee Reviews

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Pros
  • Great products and great training at (in 11 reviews)

  • Ability to grow a business that you have an actual equity stake in, get paid very well and lock in a permanent residual income (in 8 reviews)

Cons
  • Door to door/B2b sales is a tough gig (in 15 reviews)

  • 100% commission, door to door sales (in 10 reviews)

More Pros and Cons

  1. "Recruiter/Agent"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Agent in Weldon Spring, MO
    Current Employee - Agent in Weldon Spring, MO
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Family Heritage Life Insurance full-time (More than a year)

    Pros

    Always do what they say they are going to. Very clear career track. Opportunity for growth. You are valued. Very family-first culture. They believe in pouring quality time into quality people. They actually care about each other and supply you with the tools you need to be successful. Systems are already in place. Activity based business. Opportunity to earn what you're worth!

    Cons

    It's not just another job. This is an actually career choice. You have to take it seriously and commit, not just dip your toe in the water. Some days aren't as easy as you hope but that's when you put pressure on the system and not yourself. With great autonomy, comes great accountability. You can't just like the idea of becoming successful. It's a choice and you have to decide first.

    Advice to Management

    Let's have more team building events. Maybe, once every other month!


  2. "Sales Professional"

    StarStarStarStarStar
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    Pros

    Make your own hours, freedom, flexibility

    Cons

    100% commission, door to door sales

  3. Helpful (3)

    "Don't be fooled"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Door to Door Sales Representative
    Former Employee - Door to Door Sales Representative
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I worked at Family Heritage Life Insurance full-time (More than a year)

    Pros

    You can make a lot of money.

    Cons

    The way the policy benefits are advertised is different from the requirements for the benefits to be paid. It is 100% commission. The company training is very dismissive of door to door solicitation laws and the community in which I was selling has a $500 fine for failure to register for a permit.

    Advice to Management

    Be honest about the job and the policy benefits.


  4. Helpful (1)

    "The jury is still out on this as a career."

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Agent
    Current Employee - Agent
    Doesn't Recommend
    Positive Outlook
    No opinion of CEO

    I have been working at Family Heritage Life Insurance full-time (Less than a year)

    Pros

    The promises are appealing and I like the management. The sales training was good.

    Cons

    Our Team Leader is by far the best salesperson. I doubt he has ever been in a management/leadership role. I expected sales to start somewhat slow, but it has been very hard work for very little financial gain. In fact, I've spent far more money getting started than I have been paid. I went to a week of training and then spent a week in the field with a Trainer and a couple days with a Team Lead and only have a couple small sales which is more than I can say for my trainer who is also new. I'm told I'm doing well and to keep practicing and the sales will start happening. I'm putting in the work and doing my best to have a positive attitude, but can't keep investing time without financial results. I have a family. It would be more encourage of the other Agents on my team were successful. I may walk away and chalk this up as not a good fit, but I'm worried Family Heritage will pursue me wanting reimbursement for training and other expenses.

    Advice to Management

    Be more realistic. It is not realistic to pump-up the troops by highlighting the 3 performers out of ~1,100. Do some product training versus almost all sales training.


  5. Helpful (1)

    "Agent"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Family Heritage Life Insurance full-time

    Pros

    Great training and support. Outstanding supplemental product

    Cons

    No base, no lead system


  6. Helpful (2)

    "Not Thrilled"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Agent in San Francisco, CA
    Current Employee - Sales Agent in San Francisco, CA
    Doesn't Recommend
    Positive Outlook
    No opinion of CEO

    I have been working at Family Heritage Life Insurance full-time (Less than a year)

    Pros

    Not sure I can think if any to be honest.

    Cons

    Low pay as compared to the rest of the industry. Only a good place if you love tons of cold calling with no lead system at all.

    Advice to Management

    Spend some of the money you are keeping from the agents on a lead generation system. When an agent starts at only 30% there should plenty of overage for the company to spend a few bucks.


  7. Helpful (3)

    "Agent"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Independent Agent in Jacksonville, FL
    Current Employee - Independent Agent in Jacksonville, FL
    Doesn't Recommend
    Positive Outlook
    No opinion of CEO

    I have been working at Family Heritage Life Insurance full-time (Less than a year)

    Pros

    Moderate training, if you're vested you can designate another person to receive your residuals. Great products if you receive NO Medicaid help, remember it's common for states to assist catastrophic illness especially for children

    Cons

    100% cold calling, if you do not stay two years you will be held responsible for training travel and lodging

    Advice to Management

    Learn your products before training new agents. No other company reclaims training cost. Not worth $2500

  8. "Great Company"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Comp & Benefits
    • Senior Management
    Current Employee - Human Resources Director
    Current Employee - Human Resources Director
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Family Heritage Life Insurance full-time (More than 10 years)

    Pros

    Professional environment and a company that cares about their employees. Very committed to community efforts.

    Cons

    Lines of communication with corporate could use improvement

    Advice to Management

    Keep lines of communication open for mid-level management to corporate executives.


  9. Helpful (2)

    "Good when you can make a sale but tough when you can't."

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Insurance Sales Agent in Houston, TX
    Current Employee - Insurance Sales Agent in Houston, TX
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I have been working at Family Heritage Life Insurance (More than a year)

    Pros

    Positive leadership along with a sales team that works hard at keeping you positive. You will need it because the sales field will be tough and you will be faced with negativity.

    Cons

    Tough job selling insurance and pay is only commission so you will stress when your not able to make a sale. No base pay and no health benefits of any kind.


  10. "Loved interning here"

    StarStarStarStarStar
    Former Employee - Internship
    Former Employee - Internship

    I worked at Family Heritage Life Insurance (More than a year)

    Pros

    A lot of opportunities to help

    Cons

    Sometimes given busy work, albeit it was important


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