PHP Agency "licensed" Reviews | Glassdoor

PHP Agency Employee Reviews about "licensed"

Updated Jun 11, 2019

To filter reviews, or .

Found 165 reviews

4.2
StarStarStarStarStar
Rating TrendsRating Trends
82%
Recommend to a Friend
84%
Approve of CEO
Patrick Bet-David
147 Ratings
Pros
  • "Being an entrepreneur isn’t for everybody(in 9 reviews)

  • "You must become licensed by the state in order to get paid(in 8 reviews)

Cons
  • "people think its a scam when its not and talk as if it was(in 14 reviews)

  • "They claim to not be a pyramid scheme when obviously you are(in 8 reviews)

More Pros and Cons

Reviews about "licensed"

Return to all Reviews
  1. "Brownsville, TX. my personal experience with PHP"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Licensed Agent in Brownsville, TX
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at PHP Agency part-time for less than a year

    Pros

    It's great leadership, challenging, possibilities to advance in place. Not a pyramid as others state... You must become licensed by the state in order to get paid. If you test and pass, there's no reason you won't make money. This has actually opened more doors to me then i expected. It's an

    Cons

    You have to put in the work so it can pay off. If you don't like challenges, this is not for you.

    PHP Agency2019-05-09
  2. "It is What You Make of It"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Associate in Los Angeles, CA
    Recommends
    Neutral Outlook
    Approves of CEO

    I have been working at PHP Agency part-time for more than a year

    Pros

    The people leaving negative reviews work for WFG, Primerica, New York Life, etc. They have an interest in disseminating misinformation. If this business REALLY was a scam, it would've been shut down LONG ago. PHP is entering its tenth year of business and is poised to grow to its goal of 500,000 licensed agents.

    Cons

    Steer clear of this if sales isn't for you. If you value conformity and security over disruption and making a name for yourself, this also isn't for you. I've learned so much about myself and finances since starting. Yes, you do have to put forth an effort, but the formula is all laid out for you. You just have to follow it.

    Advice to Management

    I put 3 stars to be objective about the company.

    PHP Agency2019-04-09
  3. Helpful (5)

    "100% Legit"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Associate in Oakbrook Terrace, IL
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at PHP Agency full-time for less than a year

    Pros

    A lot of people are calling this a pyramid scheme or MLM program. These people have no idea what those things are, it's just words that they have heard before. Let me tell you why it is 100% not a pyramid scheme or MLM program. First, you only get paid for policies written. You absolutely do not get paid for recruiting people. Second, you own your own book of business. If you leave, it goes with you. Third, you...

    Show More

    Cons

    I don't know that it is a con, but it does require a high level of commitment, an understanding of yourself and your goals, dedication, study, and hard work. And patience.

    Advice to Management

    Keep teaching the system.

    PHP Agency2019-01-24
  4. Helpful (2)

    "Marketing Director"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Marketing Director in Oakbrook Terrace, IL
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at PHP Agency full-time for more than a year

    Pros

    People Helping People is the nation’s leading Financial Marketing Organization. Every one in the firm is a LICENSED life insurance agent and works as a broker for several credible life insurance companies. The leadership, training and culture is unmatched! My husband and I are in business together and have built a great team of successful agents. We are so grateful for PHP providing the blessing of entrepreneurship to...

    Show More

    Cons

    Negative and dishonest people leaving comments here.

    PHP Agency2018-11-18
  5. Helpful (20)

    "SCAM SCAM SCAM!!!!"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Former Employee - Anonymous Employee in Dallas, TX
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at PHP Agency full-time for less than a year

    Pros

    Some of the new employees were nice before they were brainwashed.

    Cons

    You are basically working for the benefit of CEO and his family and his favorites that came with him when he came from CA to Dallas. PHP will drain you of your hard earned money. For example, the first thing they ask as you are being recruited as agent is $$. If they claim to be such a profitable company, why you charging recruits up front to get started!These are people off the streets they brainwashes to spend $ and...

    Show More

    Advice to Management

    Please have some morals and stop trying to scam these poor people of their hard earned money. Just so your CEO can just get richer. Because working in the Insurance Industry many years, I have seen people like him stopping at nothing to make money no matter if he has to step on people on his way up. Just to eventually sell the company if the price is right! And where will his followers be??

    PHP Agency2018-12-01
  6. Helpful (5)

    "I am an associate in PHP. I am currently attending San Diego State Univerisity and doing PHP part time."

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Anonymous Employee 
    Recommends
    Neutral Outlook
    Approves of CEO

    I have been working at PHP Agency part-time

    Pros

    PHP is actually trying to help people. It is not a scam. People just sign up and expect results right away and it doesn’t work that way because they need to go through licensing through the state in order to make some money. People give up too quickly and they just start to talk down on it. Just because it didn’t work for you, don’t go out there and kill someone else’s opportunity. Being an entrepreneur isn’t for everybody....

    Show More

    Cons

    The only con I can think of is the amount of time it takes to get licensed. It’s about a month and in that month there is no result of income so people do leave because they don’t see progress. However, if you are serious about your job and you are HARD WORKING without expecting everything to be handed to you, then you’re at the right place. If you treat this business like a...

    Show More

    Advice to Management

    PHP is great. Love the energy. Love the people, the positivity, everything about it. My advice to people would be to not listen to negative comments because then you are just bringing negativity upon yourself. Life is about taking risks and experiencing new things, don’t let other people steal that from you. Some people are just not patient enough and they look at it through the perspective of money and not really helping...

    Show More
    PHP Agency2018-10-10
  7. Helpful (3)

    "A second chance"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Former Employee - Anonymous Employee in Las Vegas, NV
    Recommends
    Positive Outlook
    Approves of CEO

    I worked at PHP Agency part-time for less than a year

    Pros

    I recently started here and as a young adult it’s hard to know what decisions would be the best for your future. I did research on the company during my interview at first I was skeptical. It really didn’t seem to make sense why would someone would want to mass hire life insurance agents. Until I did more in depth research on marketing trends in the past 50-60 years. There is a solid correlation between marketing trends...

    Show More

    Cons

    Getting licensed takes 3-8 weeks depending on YOUR pace

    Advice to Management

    Keep up what you’ve been doing

    PHP Agency2018-09-05
  8. Helpful (4)

    "Trainee"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Entrepeneur in Roseville, MN
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at PHP Agency full-time for less than a year

    Pros

    I get to protect families and loved ones from the financial burden of losing a loved one like I did at 6 1/2 months pregnant! He didn't have life insurance. "Not a pyramid scheme" it's Multi-Level marketing... there's a difference. I help people reduce credit card debt, and student loan debt... and myself! I help people come up with a retirement plan 401k's can't compare with. I get to work with a team who is just...

    Show More

    Cons

    Everyone starts from the bottom... but that's also what makes it great. Not everyone who joins PHP ACTUALLY sees the importance of what we do for families here at PHP, and That's why they fail. (No benefits, but with this company, it will teach you where to put your money, and you can get licensed in life, and health to sell it to yourself!)

    Advice to Management

    I honestly can't think of anything! What you do for all Entrepeneurs, and families is an opportunity like no other! I honestly can't see why so many give up. Because they would rather work at Starbucks as a Barista, or sell iPhones at a kiosk? I saw these reviews, but I also see the Big Picture of what this company does for families, and that's why I'm here.

    PHP Agency2018-08-18
  9. Helpful (14)

    "Wished it was what I was sold it would be."

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Former Employee - Insurance Agent 
    Doesn't Recommend
    Neutral Outlook
    Approves of CEO

    I worked at PHP Agency full-time for less than a year

    Pros

    You get to be a licensed life insurance agent and you get some legitimate sales training.

    Cons

    You do have to pay for all fees yourself and it is a commission position only. To be fair, I have looked into other companies who have been around much longer and they do the same thing. On the one side, you get actual training and advice on what you should be doing to drum up potential clients (after they have tried to have you exhaust your “warm market” of friends and family) and potentially run a business. On the other...

    Show More

    Advice to Management

    I understand that you’re trying to grow a business and I do really get the process and the vision, it would be great if it didn’t seem to be all about recruiting because when all is said and done, what will be the draw once this company gets sold or goes public? Then you may just be the company I was like looking for, one that focuses on making real agents who can help people.

    PHP Agency2018-05-24
  10. Helpful (1)

    "Freaking greatest company ever"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Insurance Agent 
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at PHP Agency full-time for more than a year

    Pros

    Pay is excellent, you make your own schedule, learned so much about finances. Completely changed my life! I laugh at those who complain saying this is fake or whatever. Do the work. If you dont make money its because 1) you didnt get licensed through your state or 2) you want everything handed to you and dont want to get your hands dirty by following the system.

    Cons

    If youre not disciplined you will not last. If youre weak minded you will not last. The only con i guess is this business isnt for everyone. So before you get involved ask yourself, "Am i the type of person to quit when things get hard?"

    Advice to Management

    Keep it up!

    PHP Agency2018-05-15
Found 165 reviews