Primerica Reviews | Glassdoor

Primerica Reviews

Updated February 26, 2017
590 reviews

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590 Employee Reviews

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Pros
  • Unlimited Income potential and the ability to open your own branch office eventualy (in 36 reviews)

  • They care about the unlicensed part time team member to the full time million dollar earners without bias (in 41 reviews)

Cons
  • The position is commission based (in 28 reviews)

  • The bottom line is that Primerica is a MLM (multi-level-marketing) operation, hiding behind a vulgar farce of a financial company (in 12 reviews)

More Pros and Cons

  1. Helpful (4)

    "DO NOT DO THIS"

    Star Star Star Star Star
    Former Employee - Anonymous Employee in San Diego, CA
    Former Employee - Anonymous Employee in San Diego, CA
    Doesn't Recommend

    Pros

    I have seen none with my two second experience with them.

    Cons

    Do your homework on this place. I did not even make it to the "Opportunity Meeting" before being insulted by the lady trying to get me there. I did my due diligence and decided that multi level marketing and commission only insurance/annuities sales was not for me. Now because I chose not to come to the meeting to listen to their pitch I was told I was not motivated nor willing to do what it takes to be successful. Like working for Primerica is the only way to be successful? I personally think not. I was also told they were looking for people that has goals in life! Wow super insulting and no way to get someone to come in.

    Advice to Management

    Tell your Mission Valley, San Diego based people not to be so rude and insulting. That's not good business and not a way to garner recommendations to others.


  2. Helpful (3)

    "Warm market prospecting"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Doesn't Recommend
    Negative Outlook
    No opinion of CEO

    I have been working at Primerica part-time (More than 3 years)

    Pros

    Everyone wants you to succeed and and become a vice president. You get the opportunity to work on yourself and skills with the help from ur up-lines. Great earning potential, no boss, and a good overrides system.

    Cons

    Some reps aren't trained well on how to properly explain what a new recruit gets into. After ones market is drained of qualified prospects, they are left with cold prospecting which i've been told to go talk to strangers on the street. And most reps aren't willing to do that-so am i. The average person in my baseshop averages 1 recruit, 1 sale in 2 months. I personally don't know how they finance an office space for so long.

    Advice to Management

    Explain properly and clearly to new recruits what they are doing. Lead by example by doing what you ask your people to do. Stop selling hype and implement practical step by step solutions on how to generate more qualified leads. And provide actual training and not just expecting recruits to learn everything by watching you over the kitchen table.


  3. Helpful (8)

    "You don't even own your book of business, and it is NOT a franchise only another MLM!"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Regional Leader in Colorado Springs, CO
    Former Employee - Regional Leader in Colorado Springs, CO
    Doesn't Recommend
    Positive Outlook
    Approves of CEO

    I worked at Primerica full-time (More than 8 years)

    Pros

    Flexible schedule, practically no cost, fantastic financial education. The best part we the friendships, to bad most of them cut me off when I left. Cult...

    Cons

    Captive, meaning only 1 life carrier, themselves. Product provider should be separate from the sales force. No 1 company can be all things for all people. Company is pretty cultish, like many mlms. Compensation is terrible, especially in securities, possibly worst securities business model with locked commission's, no it reduced commission on trails, haircuts on VAs, limited in available carriers, the list goes on. On the surface it's a great company, but there are so many minor flaws in the rep side that could make it a disappointing experience

    Advice to Management

    Stop lying to people, even if the lies are small, like how your number came across my desk as someone that would be.... You know the drill. Also, focus more on securities, stop mass recruiting and take some of that pay that goes to the very top and bring it on down to the new huy. There's more, but I think I made my point 😊


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  5. Helpful (2)

    "Salary Could be waaaayyyy better for the work"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Doesn't Recommend
    Negative Outlook
    Approves of CEO

    I have been working at Primerica full-time

    Pros

    Excellent benefit package;time-off available day of hire;paid holidays;early dismissal day before any holiday

    Cons

    Too many family members work here-Very unprofessional. The pay is terrible for the work being done. They win you over with all the time off offered, but you can't afford the time off to go anywhere.

    Advice to Management

    Stop hiring your family members


  6. Helpful (1)

    "License Producer / Agent"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Licensed Agent in Columbia, SC
    Current Employee - Licensed Agent in Columbia, SC
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Primerica part-time (Less than a year)

    Pros

    It allows me the opportunity to assist individuals & families to become properly protected, while we are building their full financial portfolio.

    Cons

    When individuals don't heed the educational knowledge of how to protect their family.

    Advice to Management

    My advice would be continue being the power couple that you are.


  7. Helpful (1)

    "Build Your Own Business"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - District Leader in Manassas, VA
    Current Employee - District Leader in Manassas, VA
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Primerica part-time

    Pros

    Buy into a Franchise for $99.
    You control your income.
    Team & Family oriented business.
    Learn about the financial industry.

    Cons

    Very hard work because you have to directly deal with people & objections.
    Ultimately success & failure is your responsibility.
    Must invest a lot of time & effort initially.

    Advice to Management

    Requires a mindset change from being an employee to a business owner.


  8. "Great company"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    Pros

    Great family oriented company to work for

    Cons

    Can't think of any now


  9. Helpful (1)

    "division leader"

    Star Star Star Star Star
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Recommends
    Approves of CEO

    Pros

    flexible schedule, ability to control how much income you make

    Cons

    i have nothing negative to say


  10. "Compliance Analyst"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Compliance Analyst in Duluth, GA
    Current Employee - Compliance Analyst in Duluth, GA
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Primerica full-time (More than 3 years)

    Pros

    Great team environment. The people here are great to work with.

    Cons

    The pay is just ok.

    Advice to Management

    Keep up the good work.


  11. Helpful (1)

    "It's what you put into it."

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Division Manager in Miami Lakes, FL
    Current Employee - Division Manager in Miami Lakes, FL
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Primerica full-time (More than a year)

    Pros

    Flexibility, Unlimited Income Potential, Ability to Build a Business that you can pass down to your kids.

    Cons

    People think it is a get rich quick. People bash the company for their lack of success which is due to their laziness.



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