Welcome to the new edition of the Fintech Wrap Up! This week showed how scale still matters, but only when backed by strong infrastructure. Bank of America’s consumer bank generates over 41 billion dollars in revenue and 10.8 billion dollars in profit, yet retail banking continues to miss on personalisation despite high customer expectations. https://open.substack.com/pub/samboboev/p/coinbases-strategy-map-baas-vs-embedded?utm_campaign=post-expanded-share&utm_medium=web
If you are in crypto to retire like normal working class people, then BTC and ETH should be sufficient. However, if you are retiring your bloodline, you may need smaller market cap coins. This isn't financial advice. Think about the most popular narratives this cycle. AI, Real world assets, gaming, etc. I'm in things like $BEAM, $SUPER, $GPU, $RENDER, etc. But you should do your own research. I would start with www.coinmarketcap.com. Good luck.