The latest retirement data exposes a truth we rarely say out loud: workers expect to keep earning in retirement, but very few actually can. Health, layoffs, caregiving, and age‑biased hiring interrupt even the best‑laid plans. Meanwhile, rising costs push retirees back into the labor market with limited options. This isn’t an individual planning problem — it’s a workforce design problem. What would it look like to build real, sustainable late‑career work? https://www.usatoday.com/staff/8402853001/daniel-de-vise/
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