First time on chopping block in my company which shocked my wife. She works, but now feeling the pressure that in case i loose my job, she will be the sole earner. She has never checked finances and this time she did. We have 2 kids, one finishing second year and other finishing 5th grade. We are at approx 3.8 M net worth with 275k in cds/ no penalty cds, 2 rental houses with mortgage paid out of their monthly rent, mortgage on main house, both cars paid, 660k in stocks and around 1.3 M collecti