My spouse and I earn a 300k and we just started. Was hoping to get some insights from saving money in US. How have your experience have been on saving money? We plan to have enough to retire in India in 10-15 years. My main question is how do you ensure money saved is invested well to give good returns and don’t also results in loosing the money due to unexpected expenses. We are able to save money but after some time the money is spent?

Can your H1B and I140 be paused if you quit your job and leave the country? If I quit and leave my job and leave the US take a break, upskill etc and manage to find a job back in the US can my H1b and I140 be resumed at that point? I currently have a little over 2 years left on my H1B and my I140 is approved so if I leave now and assuming I find a job to come back will the new employer just have to transfer my visa and I140 or will it be a new application?

My financial planner recently revealed that the cost of college and law school in 17 years is predicted to be about $1.3m. If I save about $4k/mo, with reasonable 6% returns, I can cover this for one child. How can I possibly save for this, plus retirement, plus a house that is bigger than a double wide? Are people still living in reality at this point?

This is my current networth. I just graduated college at 21 and will start fulltime in July. My salary is in the $70k. I will move out and live on my own. My rent will be $1700. How much do you think I should save per month so I can retire by 45? I am thinking my number will be between $10 to 15M. Is 45 too to be that much. I project to hit a $200k salary by 30, at the latest and plan to save as much as possible.

I am scared because my firm is not doing well, and all the layoffs. I come from poverty and am only now reaching financially stability. I’ve started building an emergency/layoff preparedness fund. I've saved 8k so far in 4 months. The goal is to save $1,800 per month until I have 6 months of savings. How: I’ve stopped eating out, no vacations, or frivolous spending, and now that money is my savings goal each month.

How many of you are able to save? And how much on average are you saving? It's my son's birthday next month, and it's breaking me that I really can't afford what I want to get him, which is a motorized toy jeep. He's been obsessed with it, and I feel like such a failure for not being able to let him have it. I can't tell if I'm unable to save or bad at it, but with my $31/h job, it hasn't been easy.

So, like, is anyone currently able to save for retirement? I'm turning 40 this year and have almost nothing put away. Anytime I start to save, I lose my job, or some other major financial crisis hits, then I have to pull out whatever I have saved. But at the moment, I can't even afford to put anything in savings.

What's a saving strategy that has helped you build up your account? I've decided this is the year I stop living paycheck to paycheck. I can't figure out how to get started because there aren't any huge expenses I can cut down on, that are obvious to me. Would love to hear how everyone else treats their income and expenses to get some ideas.

So after I become employed of course, I was thinking about ways to do better with saving money. So I saw the 100 envelope challenge, where you put in a specific amt each week I believe and by the end of those 100 weeks you end up with $5050. Has anyone though about any ways to do better at saving when they get back to working?

Base 160k Bonus 30k monthly bills 5k left over 3.5k savings 93k by June. I plan to stop saving at either 100k or 120k and pump all I can into investments. Currently have no Roth, 401k etc need some advice. HCOl area, no debt outside car loan