4 - Anonymous employee AGFS Employee Review

If you are a hard worker, with realistic expectations of what you 'deserve' for your job peformance, then AGFS is great. I am loyal to the company, do a lot that is asked of me, and have been greatly rewarded for it. Those who complain are treated exactly the way they should be. Yes, sometimes good people get a raw deal, but most do not.

Antiquated systems (just got phone payments a few months ago). Also, every employee in the branch having the same job(lend/collect) isn't very efficient and compliance/organization suffers. Job specialization would be a welcome change.

Decent starting salary. Good way to get some training on financial lending and also get some insurance licenses training and selling under your belt. Good to have cash handling and balancing on the resume. Also can get some management trainee experience.

Poor, poor, poor management. When this place was downsizing, within a year I witnessed over 70 years of experience either get forced out the door or quit out of frustration and this was just from a couple of offices! Job evaluations, if you don't meet your sales goal be prepared to be threatened with your job and written up. This place is all about making money, forget about trying to help customers in a tight spot, even if it is charging them the max interest of 32%. If you don't like to collect then this place isn't the best fit. Not only do they do phone calls and letters, expect for Financial Reps to go out to customer's housings to look for cars, boats and take pictures of houses for anybody who is very deliquent!