Pros
Owners and senior management are extremely ethical, experienced and customer-focused. I have worked for a lot of mortgage companies, and HTL is one of the best places to work. Everyone is friendly, hard-working and competent. The company maintains a positive workforce, strong financials, and people-first attitude, that is hard to find nowadays. I couldn't ask for a better situation, given the ups & downs of the industry.
Cons
I do not have anything negative to say about the company, it's leadership or results in the mortgage industry.