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Rain Instant Pay Snapshot
Rain's mission is to empower employees on their journey to financial health. At Rain, we define financial health as the state of having stable income, manageable expenses, adequate savings, and access to financial tools to create short-term security and long-term stability.
Rain the leading financial health platform that tackles the $1.9 trillion problem of employee disengagement caused by financial stress. We help employees move from paycheck-to-paycheck to financial resilience through responsible earned wage access, budgeting tools, AI Financial Health agents, spending analysis and wealth-building features.
Our powerful AI tools augment how we offer those products. Previous credit score building products were binary — pay this bill and receive a 2 point bump — and delivered minor improvements. Rain’s AI credit builder will take into account a user’s entire financial picture and help them make daily decisions that will continuously drive credit score improvements.
We've already paid out $3 billion in earned wages to 3.5 million employees across 1,200 employers including McDonald's, T-Mobile, Cava and Marriott — reducing turnover, improving attendance and strengthening workforce financial health.
Our powerful AI tools augment how we offer those products. Previous credit score building products were binary — pay this bill and receive a 2 point bump — and delivered minor improvements. Rain’s AI credit builder will take into account a user’s entire financial picture and help them make daily decisions that will continuously drive credit score improvements.
We've already paid out $3 billion in earned wages to 3.5 million employees across 1,200 employers including McDonald's, T-Mobile, Cava and Marriott — reducing turnover, improving attendance and strengthening workforce financial health.
