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Punjab and Sind Bank Snapshot
Oddly enough for a bank, Punjab & Sind or PSB, has made most of its money from the poor. The bank was founded in 1908 to help those economically challenged Indians traditionally underserved by financial institutions. PSB boasts more than 900 branches (about half in the state of Punjab) offering savings and checking accounts, credit cards, loans, and life insurance along with government pension accounts and remittance services. It also has about 100 limited service counters inside other businesses. PSB has been restructuring, closing or relocating underperforming branches to improve profits. It has asked the Indian government, its owner, to grant it an initial public offering.
