Description Peoples-Sidney Financial Corporation is the holding company for Peoples Federal Savings and Loan Association of Sidney, which operates primarily in western Ohio's Shelby County through five branches. Founded in 1886, the bank targets area individuals and small to midsized businesses, offering standard retail services like checking and savings accounts, CDs, and IRAs. Lending activities consist mostly of one- to four-family residential mortgages, which make up approximately 70% of the bank's loan portfolio. In addition, Peoples Federal Savings and Loan originates agricultural, construction, commercial, consumer, and land loans.