Pros
Weekly salary No charge backs Weekends off, except during open enrollment No running sales calls Free leads provided Daily spiffs for number of sales Feed their employees often Will license you in other states if you're a good producer
Cons
First 15 applications you write are theirs, after that only $35 an application No residuals Absolutely no benefits You are a 1099 non employee, however you are expected to act like a W2 employee They will fire and or lay you off in a moments notice. No one is safe. No PTO or paid vacation time They tell you paid training, but don't tell you its only $10.00 an hour until after you start Very unorganized training!! Transitioned onto salesroom floor without actually completing training. They gave us the answers to pass mandatory compliance training, then treat you like you're stupid or were told when you make a mistake. The two managers contradict each other Absolutely no job security Sent us home early during training, we were always done by Noon.