Pros
Absolutely none. Stay far away from company. Managers are will string you along and burn you out. They will sell you on the dream career you want but unless your their favorite they wont move you along.
Cons
Working at Efinancial has been the absolute worst job I have ever had in my life. For multiple reasons: - First off. You WILL be on the phone ALL day long dealing with rude callers. They micromanage you ALL day. You will repeat the same lines 300-500 times a day. - The only reason they don’t have computers doing this job is because customers don’t want to talk to a computer. You will be used as if you are a computer and not human. - They brag they have a base pay but it is just $15. Even if you get promoted up to a licensed agent position, you still get paid ONLY $15 an hour. - The managers will LIE to you that it’s a fast paced environment and that you will be promoted if you pass your exam. I passed my exam and my numbers were well above average and they didn’t promote me for months! They kept telling me “just focus on where you are at and you will be fine”. - The day to day work is HORRIBLE. You are making over 300+ calls a day, to terrible leads and getting cursed out a lot of the time. They tell you they provide “warm leads”but most of my calls were to individuals that were abusive and rude and you have to remain professional and not hang up on them. - Managers only will point out all you did wrong and focus on the negative. Then when you do great, they give you a pat on the back and say “now do it again”. Management should be much more focused on the employees and their happiness. - They will lie to about how great of a career that being a Life Insurance Agent is and not tell you that it will only work out if you are #1 or else they wont promote you ever. - One of the worst parts about this job is that they will put you up against your peers for promotions and won’t promote if not the absolute best. PS... I could go on and on about just how bad this opportunity is. They will hire anyone off the street, so beware when they make you feel like you’ve gotten a great position. They will also say these negative reviews are from angry disgruntled ex employees. This is not the case I was in the top 5% of all of the BDR’s and did great numbers jumping through all of their hoops and they did not come through on their end. I’d say this job is as close to a scam as you can get! Stay as far away as possible. Also, they make you get your Life Insurance License all outside of work hours completely unpaid. You will be paid about $2k total for the month and are expected to work overtime and complete license training and exam. ** Passing the exam does not even ensure you will be promoted! They will lie to you and squeeze everything out of you until you move on and they trick someone else.