Applied online. Then I was invited to do the online tests. A couple weeks later, I was called by the HR for the telephone interview. The interview lasted 15-20mins. Questions asked were "Why IB?","Why USB?","What do you think of the impact of last financial crisis?"，+ competency-based questions. Then I was invited for AC. On the AC day, candidates were asked to re-do the numerical tests first. After passing the benchmark, successful candidates were given 30 mins to prepare for a 10 mins presentation using cases provided. Then three 1-1 interviews were held, followed by a group discussion.