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ViewPoint Financial Snapshot
With its eye on the Lone Star State, ViewPoint Financial provides retail and commercial banking through its ViewPoint Bank subsidiary. The thrift operates about 25 branches located mostly in the Dallas/Fort Worth area. ViewPoint offers standard deposit products such as checking and savings accounts and CDs, and uses deposit funds to originate primarily real estate loans: Residential mortages, commercial mortgages, and home equity loans account for about 90% of its lending portfolio. ViewPoint Mortgage, a subsidiary of ViewPoint Bank, operates a dozen loan production offices in Texas and Oklahoma. ViewPoint Financial converted from a mutual holding company to a stock holding company in 2010.
