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PayJoy Snapshot
Finance for the Next Billion
PayJoy was founded to benefit underserved populations worldwide in emerging markets. By opening the door to smartphones, finance, and the modern financial system to those who have been excluded, PayJoy’s goal is to enable the underserved to escape the trap of poverty and gain economic freedom. This is our reason for existence.
PayJoy was founded to benefit underserved populations worldwide in emerging markets. By opening the door to smartphones, finance, and the modern financial system to those who have been excluded, PayJoy’s goal is to enable the underserved to escape the trap of poverty and gain economic freedom. This is our reason for existence.
PayJoy is a mission-driven, mission-first company dedicated to helping a billion people around the world step into the modern financial system for the first time and supporting them on a path to financial success. Founded in 2015, PayJoy’s “secret sauce” technology turns a smartphone into collateral to jumpstart unbanked consumers into the credit system. PayJoy is in an exciting hyper-growth, growing 3x while maintaining profitability, and a clear path to IPO with $1B+ revenue.
