Description We create jobs, and we save jobs. ACE, as a nonprofit community lender, specializes in small-business loans coupled with business advisory services. We assist tiny start-ups and large, existing businesses – modest mom-and-pop enterprises as well as veteran, seasoned C.E.O.s – by making loans with generous repayment terms and affordable interest rates. For small companies in a vulnerable stage of growth, an ACE loan can mean the difference between success and failure, and for larger companies, our assistance can enhance competitiveness and sustainability.