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First South Bancorp (NC) Snapshot
To be a high performing, independent community bank in eastern and central North Carolina that rewards and is valued by its shareholders, customers, employees and communities.
First South Bancorp (not to be confused with the South Carolina company of the same name) is the holding company for First South Bank. Founded in 1902, the bank has about 30 offices throughout the eastern half of North Carolina. Its deposit products include checking, savings, and money market accounts; CDs; and IRAs; funds generated are mainly used to fund a variety of loans. Commercial mortgages comprise more than half of the bank's loan portfolio, which is rounded out by construction loans, residential mortgages, home equity loans, and business and consumer loans. Retail investment services are offered through an alliance with Wealth Management; bank subsidiary First South Leasing provides equipment lease financing.
