Ok if you keep your head down, otherwise will get ground by the gears - Anonymous employee Bread Financial Employee Review

3.0
Nov 10, 2012
Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

laid back environment, easy to just 'get by' if you keep your head down

Cons

environment and motivational structure is more discipline than incentive based. bonuses are only partially tied to performance on an associate level, not at all tied to individual performance on a management level

Explore other reviews about Bread Financial

5.0
Jun 30, 2026
Recommend
CEO approval
Business Outlook

Pros

Hybrid working, friendly coworkers, and a great company to work for!

Cons

There are no cons at Bread!

5.0
Jun 30, 2026
Recommend
CEO approval
Business Outlook

Pros

Everyday is full of learning, you will learn from your co-workers and build healthy relationship with them

Cons

Complex system, but I do believe that everything can be learn from.

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