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Ratnaafin interview questions

based on 2 ratings - Updated Mar 17, 2026

Average interview difficulty

Very negative interview experience

How others got an interview

100%
In Person
In Person

Interview search

2 interviews

Credit Analyst Interview

Mar 17, 2026

Anonymous employee

Accepted offer

Negative experience

Easy interview

Application

I applied in-person. I interviewed at Ratnaafin (Surat) in Aug 2025

Interview

Tgey do 3 rounds one with junior hr then credit and then senior hr for smaller people.like us with low salary . Offer letter is guven after 25 days .induction is very poor . Waste time on do uments . No proper food during indu tion . No discipline . Very poor IT laptopns intenet and softwares

Interview questions [2]

Question 1

How do u underwrite on lap

Answer question

Question 2

Why u want tgis job

Answer question

Credit Analyst Interview

May 26, 2021

Anonymous employee

Accepted offer

Neutral experience

Average interview

Application

The process took 2+ months. I interviewed at Ratnaafin (New Delhi)

Interview

I had 3 rounds of interview. Questions were regarding ratio analysis, other questions were to check my expertise in the work I had already done and my attitude-aptitude. They asked for the meaning and optimum ratios (bare minimum ratio) that should be present in ane entity to qualify

Interview questions [1]

Question 1

They asked about DSCR; not only the formula and meaning, but what should be basic DSCR for any entity to qualify.

Answer question

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Ratnaafin interviews FAQs

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Ratnaafin

Ratnaafin interview questions

Average interview difficulty

Very negative interview experience

How others got an interview

Interview search

Credit Analyst Interview

Credit Analyst Interview

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Ratnaafin interviews FAQs

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Credit Analyst Interview

Credit Analyst Interview

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