Pros
Hands down they have the best products in the niche in which they operate, which is workplace voluntary cash benefits. If you have the opportunity, the products sell themselves.
Cons
-The commission level falls in the middle somewhere amongst insurance opportunities -The company is allowing brokers that are also contracted with Aflac to come in behind their field force associates and kick that associate who originally opened up the account out of the account….the broker then gets the benefits of all the associate’s previous hard work. Basically, work hard for a chance to get the short end of the stick in the end. There are many reasons Aflac is hemorrhaging veteran associates but this is the biggest reason. They forgot who got them where they are today. -Enrollment platform, while improved, keeps having issues. Seems like the name of the game here is “fix 1 thing, break 2 others”. Makes it hard to get the job done in a timely manner. -Helping policyholders to make corrections or updates on new or existing policies is a nightmare. It is routine to need to make 2 or 3+ calls to HQ to get something fixed in the correct manner.