Aflac Reviews | Glassdoor

Aflac Reviews

Updated August 16, 2017
819 reviews

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3.4
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Aflac Chairman and CEO Dan Amos
Dan Amos
404 Ratings

819 Employee Reviews

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Pros
Cons
  • No base salary, minimal training (in 78 reviews)

  • Aflac does not offer a base salary, it is 100% commission pay (in 106 reviews)

More Pros and Cons

  1. Helpful (242)

    "Aflac Review"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Administrator/Licensed Agent in Cheyenne, WY
    Current Employee - Administrator/Licensed Agent in Cheyenne, WY
    Recommends
    Positive Outlook

    I have been working at Aflac full-time (More than a year)

    Pros

    Freedom to be your own boss, trips, bonuses, renewable income (instead of one time commission), career instead of just a job. FORTUNE 500 and a World's most Ethical Company. Great training (at least here in Wyoming) and a family mentality. Great family/work balance.

    Cons

    No base pay, can be a slow start at first, you have to be very organized and self-driven, have to be licensed in life and health to sell insurance (but my management help with the process).

    Advice to Management

    Don't loose focus on your clients, while trying to grow. Opening new accounts is wonderful, but not at the loss of your current customers. Balance is possible. Also, reward great customer service along with great sales.


  2. Helpful (2)

    "Benefit Consultant - Commission Only Income"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Benefits Specialist in Hartford, CT
    Current Employee - Benefits Specialist in Hartford, CT
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Aflac full-time (More than 5 years)

    Pros

    You are rewarded for hard work. Excellent compensation, stock bonus, trips, team environment, contests, training, and the best part is your making a difference in your policyholders life.

    Cons

    It's not for everyone- high turn over because people realize it takes work. Starting your business from the ground up. Some people struggle with commission only sales. If you have a strong work ethic and don't mind working hard on a consistent basis - then you will do fine.

    Advice to Management

    Continue to provide the training, technology, and us tools necessary to help get our business started. I had great training and love my career with Aflac.

  3. "great place to work"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Aflac full-time

    Pros

    you are your own boss

    Cons

    not a guarenteed pay but you have alot of fun


  4. "From Raleigh NC"

    StarStarStarStarStar
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    Current Employee - Sales Associate in Raleigh, NC
    Current Employee - Sales Associate in Raleigh, NC
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Aflac full-time (More than 3 years)

    Pros

    Freedom to be your own boss and set your own hours. This is a very community-driven company with people who will give you advice if you ask. The bonuses are very enticing especially once you get through your first year.

    Cons

    The biggest con would be that your first year is, from my experience, going to be your most stressful so before you apply make sure you ask what type of workload it takes to be financially stable during that time.

    Advice to Management

    If you are training new associates, do not give preferential treatment to one at the ecpense of others.


  5. "Independent Agent"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Insurance Agent in Fullerton, CA
    Current Employee - Insurance Agent in Fullerton, CA
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Aflac full-time (More than 3 years)

    Pros

    Non-captive; ability to work with other companies
    You set your own schedule
    Unlimited income--depends on how smart you work and your skill set
    Plenty of training

    Cons

    Like most commission sales jobs, it's a numbers game


  6. "Great place to work"

    StarStarStarStarStar
    Current Employee - Associate Counsel in Columbus, GA
    Current Employee - Associate Counsel in Columbus, GA
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Aflac full-time (More than 5 years)

    Pros

    Great compensation, benefits, and perks for employees.

    Cons

    Lacking technological resources for employees to fully leverage time spent on true work.


  7. Helpful (2)

    "Performance based Pay"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Insurance Agent in Portland, OR
    Current Employee - Insurance Agent in Portland, OR
    Recommends
    Positive Outlook
    No opinion of CEO

    I have been working at Aflac full-time (Less than a year)

    Pros

    Very loose hours, pay based on performance, great for social type people. You can feel good about what you're selling and know you are not hurting anyone.

    Cons

    Constant, constant pressure. You are paid only on commission. There is not guaranteed amount you will make, if you don't perform, you will make nothing. That being said its tough to put in 40 hours a week and walk away without any customers.

    Advice to Management

    Prospecting overlap causes a massive amount of inefficiency. RSC's have a huge influence on the performance of individual agents, good in my case, but could be bad in others.

  8. "sales rep"

    StarStarStarStarStar
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Aflac part-time

    Pros

    flexible schedule, meet new people

    Cons

    not consistent income, no book of business


  9. Helpful (2)

    "Benefits Advisor"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Benefits Advisor in Bingham Farms, MI
    Current Employee - Benefits Advisor in Bingham Farms, MI
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Aflac full-time (Less than a year)

    Pros

    Be accountable of your own future. Your activity reflects your progress! Protecting more families each day!

    Cons

    100% commision based. Can be harder at first if you have never done but the training is top of the line and very helpful.

    Advice to Management

    Keep up the great work!


  10. "Sales"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Doesn't Recommend
    Negative Outlook
    No opinion of CEO

    I have been working at Aflac full-time

    Pros

    If you have the unlimited support of your family and friends and have a way to sustain your self through the hardship of a straight commission job for at least 2 years then this job is perfect.

    Cons

    Impossible standards
    expect allot of out of pocket expenses
    no salary

    Advice to Management

    Do not lie in the interview process and you will have a better employee retention rate. Perhaps consider at least a low paying salary to keep people afloat through the rough patch that is the first 2 years


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