Pros
The company offers paid training and licensing for all employees. There is a base salary plus commission. You are able to sell for more than 15 auto insurance companies and around 8 home insurance carriers. There is no cold calling, all leads are provided in the call center. You have an opportunity to work from home if you are a top sales performer. Assistant sales managers and sales managers are supportive for the most part. Benefits are offered, 401k, health, dental, vision
Cons
Recently the company is doing a poor job hiring new agents. In the past year there has been close to a 50% turnover in employees. Many agents who were successful over the past five years have become unsuccessful as the company has grown and the lead quality has diminished. The tenure of agents is dropping rapidly. Warm bodies to answer the phone seems to be the objective. Quality of new hires is gone. This company has become more about serving themselves with profits rather than keeping the morale of their employees up, and providing a competitive compensation plan. You will start every month owing money to AFI. When your business renews in 6-12 months you get nothing, AFI takes it all. You are paid $5.00 for cycle, RV, boats and other toys. You are paid $10.00 for sale of renters insurance. You will make $15.00- $25.00 for home policies and $10.00-$50.00 for auto policies. You must sale between 60-80 policies month to make good money. Most agents struggle to sale 40 policies per month. There are strict underwriting guidelines that prevent the sale of insurance policies. Most of these pertain to home insurance policies. There were plenty of days where I turned more clients away than I was able to provide quotes for. (Not good) Management is unwilling to admit the quality of the leads has declined in recent years. If asking management for coaching/training you will be given a generic recommendation like, ask for the sale on every call or try to combine the auto and renters/home insurance on every call. Not much for individual coaching any more. The sales management is under so much pressure from their directors, they struggle to help the individual employee reach goals and to keep their jobs with the company. This is the tip of the iceberg for cons...