Pros
if you can stick it out, play the game and fool some people you can make some decent money for a year or so but the longevity of this job is not good. The art of selling insurance and setting up appointments over the phone is not what it once was.
Cons
-1099 employee -"win" "free" trips that you pay taxes on -no benefits to insurance sales agents -If you are "management" you get benefits but they are not great -Very cult like vibe and definitely a "good ol boys" club -Disrespectful to women in the office and in general -Deceptive and questionable sales tips/tactics -Most of the staff have an alcohol dependency problem and think drinking is a good way to build team morale -No one ever has answers, all the upper management or people you would think could answer a simple questions on process or procedure never know anything and always push you off to someone else. -95% of the people that work there are barely making ends meet, living paycheck to paycheck in an apartment with a vehicle on its last leg and are too dumb to realize the true cost of "running your own business" Don't be fooled, the guys at the top need the guys at the bottom to keep a constant stream of prospective clients coming in to go see and try and sell product too. Most of the time you as the new person will set up the appointments meanwhile your trainer or mentor sets up follow ups or people they've seen a handful of times already with no opportunity AVOID AT ALL COSTS!!!