Pros
Fast paced growth, lots of opportunities for project ownership and "having a seat at the table." Everyone works really hard, but manages to maintain their own level of work/life balance. People contribute in many more ways than their core work related duties. If you like being a part of many different aspects of the business (ie: wearing many hats at once) and contributing heavily to the creation of a new/disruptive product with a great mission (not taking advantage of people and building a financial system that works for people) then this is the space for you!
Cons
This isn't the type of company for people who relish stability. We have great financial leadership and strong backing by notable VCs such as Andreessen Horowitz, Matrix Partners, March Capital, Ribbit Capital, and others, but this isn't a place for folks who like everything "set in stone." They value creativity in working towards a solution to solving an archaic problem, thoughtfulness in helping people who are being taken advantage of, and passion for enjoying the type of work that they do, whether you're an engineer, product, marketing, data science, or analytics person. There are growing pains that comes with the territory of a growing company so there's not a lot of flashy bells and whistles, but they're working on changing that. The main thing though is that the work is meaningful and the people are really, really great to interact, bounce ideas off of, collaborative, and willing to answer a question at any time.