MLM hype like herbalife. It is what it is. Not transparent. Everything is scripted when recruiting prospects interested in selling life insurance. Lies and deception. But if you can stomach all of it, u cant make some serious money. Mind you, they recruit about 2000 agents a week. How many of them you think will succeed. The deception is what unfortunate....but, again, if you love money and willing to risk it all and put your life on hold, you can make a nice penny. its a numbers game for who you sell to and its a number game with who succeeds with FFL or any other shady MLM