Family First Life Reviews

Pros

-High earning potential -Can build an organization. -Watch people's lives change - Help families whose loved ones passed. - Top-notch training

Cons

- Chargebacks but all businesses have chargebacks of some sort. - 30 % of business falls off but that is told to you if you actually watch the training videos.

Pros

People you see are great. Nice to help people with financial security. The training is endless.

Cons

No one tells you how bad the chargebacks can be. In order to even out your chargebacks, you have to work 24/7. They sell "part time" is easy and you can make $20,000 a month doing part time. They don't tell you that a lot of that will end up in chargebacks or how much you have spend on leads. They only focus on what and agent WROTE That month. They could of written $50,000 in business but they include all applications. A lot of those won't be approved, a lot will be chargebacks and you are spending A LOT of money on leads to make that money. The company focus's a lot more on HIRING AGENTS because they lose people so fast once they realize the chargeback situation. Hiring agents non stop is the only way the people at the top are making money. Also NO ONE tells you that if you get chargebacks you can't afford, your upline has to pay it. If you hire agents and they can't payback a big chargeback, you are responsible to the company for that money VERY DECEPTIVE

Pros

Great opportunity to become financially free if you are in the correct territory. There are many people that are having success in the company that you can reach out to in order to get advice. You are also able to control your own schedule and basically be your own boss.

Cons

If you are not in an area that has an office where you can get in person training you may struggle. I was in a state that didn't have an office which affected my initial growth. Also, if you are just starting out, having to invest 1000-1800 a week on leads can be frustrating. If I had an office where I could have gotten training initially I would have been a lot more successful.

Pros

Training and leads, & A1 products.

Cons

Commission only Can feel like you are a lone wolf

Pros

They will get you moving and selling fast. When all those americo chargebacks hit your going to need to uber to pay for leads.

Cons

Expensive leads. No mailers available. Uplines recruiting agent being barely profitable with less then a year in the business. Calling "exclusive" leads 12 hours over 500 calls only to be told they had 20 people reach them.

Pros

Sales training is pretty good.

Cons

American greed has reached new heights. You’ll go in thinking wow what a great group of people working here, but in about 3-6 months you’ll find that almost all are just greedy and deceiving cons. The deception is on another level. For example if they didn’t inflate their reviews here they would maybe have 1/2 a star for the endless you tube sales training videos. But then again they use their sales training videos to mislead what a newbie sold and profited. Also, careful when you quit because your manager will call YOUR clients YOU paid for after 9 months and pitch a new product.

Pros

You get to work with outstanding Carriers and there are passionate and good people here!

Cons

Being passionate about life insurance and helping families is not enough. Leads are very expensive, the CRM/Cherry pick leads are recycled and close to worthless. I spent $50 on 8 cherry pick leads and was unable to even keep a conversation going long enough to hear an objection. I spent another $250 on far better leads outside the CRM and had some hope of a sale, but these all fell through and once I was porched. So between all my equipment, time, license, and leads I'm in about $2,000 and 40 hours and I haven't yet made a sit with a customer, I'm still trying so we'll see.