Pros
People you see are great. Nice to help people with financial security. The training is endless.
Cons
No one tells you how bad the chargebacks can be. In order to even out your chargebacks, you have to work 24/7. They sell "part time" is easy and you can make $20,000 a month doing part time. They don't tell you that a lot of that will end up in chargebacks or how much you have spend on leads. They only focus on what and agent WROTE That month. They could of written $50,000 in business but they include all applications. A lot of those won't be approved, a lot will be chargebacks and you are spending A LOT of money on leads to make that money. The company focus's a lot more on HIRING AGENTS because they lose people so fast once they realize the chargeback situation. Hiring agents non stop is the only way the people at the top are making money. Also NO ONE tells you that if you get chargebacks you can't afford, your upline has to pay it. If you hire agents and they can't payback a big chargeback, you are responsible to the company for that money VERY DECEPTIVE