Pros
None. Product isn't real health insurance and does not meet the minimum essential benefits of the Affordable Care Act. Agents are required to state that in the presentation so this is accurate. Completely high priced garbage products. Doctors and hospitals laugh at people who present their USHA's/Freedom Life's so-called "insurance" card to them to pay for services. Save your time and reputation as an agent and go work for real carriers with real insurance products.
Cons
Everything! If you spent your time and money to become a reputable, licensed insurance agent, then why contract with a company that no one knows about and that doesn't even offer a legit health insurance product? I made that mistake and wasted 2-3 months of my time dealing with this company and their anti-Obamacare tactics. At least contract with reputable carriers DIRECTLY like Humana, Aetna, Assurant, Mutual of Omaha. I quit USHA and never felt better. Nothing beats selling with a well-known carrier that you know their products are lawful and legit for customers. I have a conscience. Selling non-aca plans just didn't sit right especially seeing how high their premiums are for plans that aren't even essential health benefits according to the government. US Health Advisors are scammers selling doo-doo products. Who has ever heard of Freedom Life? They don't have a working website. Like i said, i made that mistake because i got caught up in the "potential income earnings hype" They send the same old webinar video to new recruits stating you can make $10k your first month or close to it and that it's "life changing".....YEA RIGHT! Don't believe the BS!!!!! Go sell some real plans with real companies! You have to pay a background fee which $92 isn't that much but many carriers don't make you pay to get contracted normally. United Healthcare and Assurant have some appointment fees depending on which states you sell in and no background check fees, but it's worth being under well-known national companies with actual insurance coverage and you can sell in all 50 states not just a select few. USHA will probably respond to this just like they have been doing with all the rest of the posts on here, trolling the internet trying to cover their BS. Don't fall for them! You have been warned! Do you due diligence and do your research on USHA before giving them any money or your time. Leads are free either..THEY LIE AND SAY THEY GIVE YOU A LOT OF GOOD LEADS...Managers might pay for leads but the leads are crummy through Precise leads or some other wannabe Net Quote. Not worth the fancy back office and email set up they have....the only "nice" thing i can say they have for agents.
