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Harvard Risk Management Reviews

Updated December 4, 2017
55 reviews

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3.5
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3 Ratings

55 Employee Reviews

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Pros
  • The income potential is unlimited (in 5 reviews)

  • Its great for me as I am doing 5 to 10 in the pen and I can work from home (in 3 reviews)

Cons
  • Some people come wrongly under the impression that HRMC is a pyramid scheme (in 4 reviews)

  • You have to recruit people to work for HRMC, and you only get paid a commission if they sign up for the Legal Shield plan (in 3 reviews)

More Pros and Cons

  1. Helpful (2)

    "Identity Theft protection"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee
    Doesn't Recommend
    Positive Outlook

    I worked at Harvard Risk Management full-time

    Pros

    They provide an extensive training process.

    Cons

    Primary required skill is sales.


  2. Helpful (6)

    "Amazing System For Success"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Associate in Sacramento, CA
    Current Employee - Sales Associate in Sacramento, CA
    Recommends
    Positive Outlook

    I have been working at Harvard Risk Management full-time (More than a year)

    Pros

    Great Support System

    A Customer Relations Management System To Keep Organized

    A lot of Quality Training

    A Platform That Works

    Cons

    A downside for some is that newcomers feel it is a pyramid scheme solely due the fact that it takes time to build your business.

    People that come into the business negatively and are unwilling to invest in themselves and put in the hard work. These types of people bring the business down.

    Advice to Management

    Keep improving the training to help assist those that struggle to see the long term vision of putting in the hard work now for time freedom later in life.

  3. Helpful (1)

    "Recruiter"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Recruiter in Birmingham, AL
    Former Employee - Recruiter in Birmingham, AL
    Doesn't Recommend
    Neutral Outlook

    I worked at Harvard Risk Management part-time (More than a year)

    Pros

    You can set your own schedule. Some people do extremely well.

    Cons

    Not everyone is cut out for the job.

    Advice to Management

    Sticking to a smaller area geographically would make it easier to train and maintain a sales force.


  4. Helpful (6)

    "Lots of work not many results"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee
    Doesn't Recommend
    Negative Outlook

    I worked at Harvard Risk Management part-time

    Pros

    Every thing can be done on the computer and the phone. If you get a good person training you, they will guide you along the way and support you.

    Cons

    It's a lot of work and hours of "training (I use that term loosely because it's a lot of videos that are empty) and to be able to make commissions, you have to buy the legalshield product (even though you're led to believe you don't have to put any money up front). Also, some states require a license and that's a 100$+ out of pocket. I worked 3 days, contacted almost 100 people, and no one made it past the phone interview. Even being told you're just a recruiter, they push you to sell the products as well (Don't get me wrong, the products they market are useful) and it's basically cold sales.

    Advice to Management

    Streamline the training process. It's a lot of empty air being put out in the videos. Also, be honest up front about states that require a license and having to buy the product to get commissions. Also, maybe make it a little easier to get started, versus it being a ton of work with no compensation.


  5. "Won't regret it if you try"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Risk Consultant in Gainesville, FL
    Current Employee - Risk Consultant in Gainesville, FL
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Harvard Risk Management full-time (Less than a year)

    Pros

    Full online training available in video format.
    Access to all the leadership team anytime its needed
    You get to help makes families live's better and protected
    I feel good everyday from what Harvard has giving me and my family
    Unlimited income potential, including commissions, overrides and renewals
    Been in business for 24 years so the business model is proven time and time again

    Cons

    Must be ok with commissions as getting paid
    With no one on your case o work sometimes actually doing the work is solely in your own hands whether you have success or failure will be squarely on your shoulders.

    Advice to Management

    Keep up the great work and continue to stay current with our ever changing world we live in
    Live hands on training is huge more would always be welcomed


  6. "sales"

    StarStarStarStarStar
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Recommends

    I have been working at Harvard Risk Management full-time

    Pros

    training, products, good people hands on management

    Cons

    lack of benefits, monthly membership


  7. "Decided to take a chance and I am grateful!"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Agent
    Current Employee - Sales Agent
    Recommends
    Positive Outlook

    I have been working at Harvard Risk Management full-time

    Pros

    My sponsor (Vincent) has been extremely helpful and patient helping me get accustomed to the back office. It is free to join so I decided, hey why not? I am proud to be supported by him and our regional directors. Commission levels are fantastic! I realized the new agent training is to inform both manager and sales recruits so it seems a little promotional at times, but you are not required to purchase anything except an associate membership to sell plans. I personally waited until I had 3 sales to put in before becoming a legal shield associate through them so my commissions basically covered my member fee. I love the bonus incentives too! Over $7k to level up and do your job anyways but in a timely fashion.

    Cons

    -Not easy to get started because there is a lot to learn!
    -Commission deters uneducated employees that expect handouts. Our huge commissions afford us the ability to take care of our families and not need benefits though
    -Prospect resumes cost 25¢ a person so prospecting new talent can get expensive quickly.

    Advice to Management

    Keep up the hard work and offer free resume leads to new active managers to help them start up.

  8. Helpful (14)

    "WASTE OF TIME"

    StarStarStarStarStar
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Recruiter
    Current Employee - Recruiter
    Doesn't Recommend
    Negative Outlook

    Pros

    No pro at all

    Cons

    Total waste of time. Pyramid scheme. Company has no values or professionalism. The training is a total waste of time. In the end all they care about is if you buy their LegalShield Membership. If you don't they'll just stop communicating with you out of no where. Seriously do not waste your time on this company CEOs and the people on top are just trying to push a pyramid scheme. Be smart and look elsewhere. Don't even trust the recruiters they'll be nice and helpful at first but if you don't buy the membership they'll just stop communicating with you.

    Advice to Management

    Be upfront about what you expect from prospective employees to get hired. Learn to be more professional on the way you handle things. Reevaluate your business, especially if you charge your employees to work for you.


  9. Helpful (13)

    "Unsure About Working for Company"

    StarStarStarStarStar
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Harvard Risk Management part-time

    Pros

    Regional Manager I spoke with was very nice
    Income potential seems great

    Cons

    No actual address to report to in your area
    Not paid for training
    Support did not get back to me
    Hired a bit too quickly


  10. Helpful (1)

    "Just Started"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Agent in Minneapolis, MN
    Current Employee - Sales Agent in Minneapolis, MN
    Recommends
    Positive Outlook

    I have been working at Harvard Risk Management full-time (Less than a year)

    Pros

    Completed excellent online training and the opportunity looks promising

    Cons

    no benefits, you are on your own..

    Advice to Management

    Keep up the good work and I look forward to starting a new career


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