To be honest, it's not really a con but the benefits. That's all re-reimbursed.
- I need to find my own insurance and they pay me back.. but you get fat bonuses for paying yearly with the insurance companies and they just want to pay you each month.
I wish ZipDev paid insurance directly. I also wish like most good dev shops here in Hermosillo, Mexico, pay insurance for you and your direct family. i.e. spouse, and kids.