I applied through a recruiter. The process took 3 months. I interviewed at Axis Bank (New Delhi) in Feb 2011
Interview
Credit Appraisal and Evaluation of High Ticket Auto & Personal Loans applications.Appraising proposals, conducting risk analysis & scrutinizing relevant documents before sanctioning / disbursing loans, ensuring compliance with organizational credit policies.
Interview questions [1]
Question 1
Regarding types of customers or applicant who can avail the loans & their documentations required.
It consisted mostly of basic questions on credit risk, but mostly on machine learning and data science concepts. Going from basic concepts such as regression, all the way up to unsupervised learning concepts
Interview questions [1]
Question 1
Q: What do you think are some factors by which an early warning system can be developed for credit defaults?
I applied through college or university. The process took 4 weeks. I interviewed at Axis Bank (Mumbai) in Oct 2021
Interview
It was on campus placement and they asked me questions based on my Resume. I answered questions about the projects I had worked on and my past internships. It was a good experience overall.