Pros
Met some great people, learned a lot about the insurance business and people in general. Flexible schedule. Unlimited income if you have the patience to wait that long to become established.
Cons
As a female, I was not comfortable being on my own in complete stranger's homes asking them to buy insurance. Usually on these appointments, you could see that some clients couldn't afford to live much less buy insurance. Be prepared to: put A LOT of miles on your own vehicle, hit up your friends and family for appointments and contacts and insurance, and generally feel like people are avoiding you, because they are. While yes you do get paid during training, even if you meet your goal like I did, be prepared for your pay to drop. I ended up quitting because I was spending more than I was making. I was given a lot of "pie in the sky" talk and none of it delivered. It is commission of course, but it is not consistent at all. It was very hard to get policies issued because AIG nit-picked everything. So imagine you find a prospect, get an appointment with them, spend 2 hours talking, selling and completing an application for insurance, be happy you made a sale, submit the app, wait for an answer from the underwriters, only to find out the prospect has diabetes, or is a little too overweight, client gets declined and you, the agent, get absolutely no compensation for all of your time and work. That happened to me 11 times. I decided to cut my losses. This is a good job for you if you have another form of income. Do not depend on this as your sole income. All of the other agents I knew had another source of income if that tells you anything.