Pros
A lot of new and different activities to get involved in, highly diversified, up and coming company that has nowhere to go but up. A culture of promotion from within and openness to moving around to different departments. Recently took on new activities such as home loans and student loans, will open up a lot of doors and provide a lot of opportunities.
Cons
One of the lesser known credit card companies, particularly internationally. Choosing to operate within its own network limits the company but also allows it to provide a much higher quality of service and ability to tailor products and services to a customer's needs. My personal issue is that things like flexible schedules and work/life balance are highly touted on the company's career site and i see that happening in some departments, but definitely not my own. I felt there was a little bit of false advertising.