Pros
Although there are scheduled meetings and training schedules made weekly, you are pretty much made to schedule your own work hours. You run errands around your work with no problem. They have an incredible wealth of knowledge through senior reps and e-learning modules that cover 99% of all potential financial difficulties one of your clients might encounter. Management is a wealth of knowledge. Everyone is looking for you to succeed.
Cons
A flexible schedule does not me this is a part time job. Not even a full time job. To be successful at this your looking at possibly 50+ hours. its 100% commission based. There are certain incentives if goals are met but they in no means offset the lack of salary. Also, within the spectrum of products at your disposal to market, the higher commission earning items are the most emphasized which do not carry any residual income which is what your looking for if you've decided to work in this career. You can decide on your own to focus on a residual market and in 4 to 5 years, with a lot of hard work, be making six figures but in the meantime, specially the first year you might only make $10,000.