Pros
Great place to cut your teeth and learn what you value in this kind of work
Cons
Salesy. Slimy. Scummy. Corporate life insurance company. You'll start by paying your own way through months of exams with a manager in your ear making big promises from Prudential's end about how you'll start by inheriting 200 'clients' and how 'strong' their leads program is. Before long, they'll have you sign a contract earning min wage for a very short period to keep you afloat while trying to get family and friends on board to qualify for your 'Financial Professional Associate' role. From here it seems like it would be smooth sailing with your exams finished, 'inherited book' plus leads, and even some pocket money which all quickly fades. Soon you realize every successful 'advisor' is just another sleazy life insurance salesman selling overpriced financial products they don’t fully understand. They'll even sneak a line in your next contract that you'll now be a 'Full-Time Life Insurance Salesman' which is a long cry from being a financial professional. By this point, +80% have left the firm after wising up to how predatory the hiring is considering the large amount of advisor turnover with only the highest CDP/FPA earners hitting in the $40k range. There’s nothing quite as humbling as advising on a family’s life’s work when you can’t reliably afford groceries. Even the more established advisors who come from other firms are deeply struggling. After receiving their signing bonuses, one advisor I knew went into bankruptcy and returned to their previous job in just a few months while another is stuck there for a number of years considering the amount they need to repay if leaving before 10 years. You only need to keep reading reviews to see multiple other examples. There is no room for success here for any professional seeking to establish their career as anything other than a life insurance salesman. Prudential and many similar firms are everything that is wrong with the financial services industry, and it gives real advisors a bad name. Especially for unestablished advisors, go work somewhere that will pay you for your time and don’t look back.