Pros
Great brand recognition. Good benefits. Flexible for days off.
Cons
Even if you are good at one call closes this job burns you out. You use your own car with minimal reimbursement. You will spend 15-20k a year on your car out of pocket. This includes gas, tolls, parking fees, maintenance. You will put 30-40k miles on your car in a year. You are only reimbursed 21 cents a mile. And only on the miles they want to pay you. You will only be reimbused for about half of the actual miles you drive. Then you can write off the rest but it does not replace what you spend. You also use your own cell phone. One call close. The leads are only preset - not pre-qualified. You will often get one-leggers and people in no position to make a purchase that same day. Also Sears is so over priced that it has to be a one call close. If customer has time to compare or do research most will not go with Sears. This system is a fine line between manipulation and persuasion. Nearly half of credit apps are rejects. You do not get paid for that. Even if you can gross 100k in a year you will only make about 60k after taxes and expenses. And thats working 60-70 hours a week. About a third of the time is spent driving. Most people only average 50k-60k gross. Only the managers and trainers are making more. Thats because they can cherry pick the leads so they do not run a lot of one-leggers and got to areas that are less likely to have credit rejects. I grossed 1.2m in business in one year. Average commission is 10%. After rejects and cancels I only got paid about 65k. Cancel rate is about 30%. Customers realize they over paid if they decide to get a comparison quote.