National Income Life 112 Reviews | Glassdoor

National Income Life Reviews

Updated February 8, 2017
112 reviews

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Full-time Part-time

4.0
Star Star Star Star Star
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National Income Life CEO Roger Smith
Roger Smith
62 Ratings

112 Employee Reviews

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Pros
  • Can make lots of money, plenty of leads, and you make your own work schedule really (in 7 reviews)

  • Get rewarded for your hard work (in 7 reviews)

Cons
  • In that case the obstacles are that the licensing class isn't easy, the first 2 weeks of training are long hours (in 13 reviews)

  • Hard work until you get into the swing of things (in 11 reviews)

More Pros and Cons

  1. "Opportunity Unlimted"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Agent in Elmira, NY
    Current Employee - Agent in Elmira, NY
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at National Income Life full-time (More than 3 years)

    Pros

    🔥Been in Buisness for 65 years.
    🔥Never laid anyone off
    🔥Unlimited room for growth
    🔥Lucrative 💰
    🔥Amazing training systems
    🔥Management genuinely cares about the success of all agents
    🔥Health and retirement benefits
    🔥Stock options
    🔥Flexible schedule
    🔥Annual conventions
    🔥Monthly contests and bonuses

    Cons

    If you don't want to work hard this isn't for you.
    Otherwise no cons.

    Advice to Management

    Management is second to none


  2. "OPPORTUNITY UNLIMITED"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Supervising Agent in Syracuse, NY
    Current Employee - Supervising Agent in Syracuse, NY
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at National Income Life full-time (More than a year)

    Pros

    pay, freedom, schedule, advancement opportunities, great culture

    Cons

    There are no cons. You get paid what you are worth.


  3. "Benefits Coordinator"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at National Income Life full-time

    Pros

    Potential to earn lots of money. Reasonably flexible hours. Job is easy if you work smart and can be efficient.

    Cons

    Hard work until you get into the swing of things.

    Advice to Management

    Continue to reenforce the culture of winning and excellence that you have set up.


  4. Is this helpful? The community relies on everyone sharing – Add Anonymous Review


  5. "Insurance Agent"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    Very good company to express your talents.

    Cons

    All companies need to have improvements

    Advice to Management

    Air conditioners in the back room.


  6. "agent"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at National Income Life full-time (Less than a year)

    Pros

    None that I can think of

    Cons

    This is a straight up pyramid scheme.


  7. "Great company overall"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Benefits Representative in Flushing, NY
    Former Employee - Benefits Representative in Flushing, NY
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    Some of the pros were:
    *opportunity
    *income
    *training
    *flexibility
    *atmosphere

    Cons

    Some of the cons were:
    *traveling
    *long hours
    *sales

    Advice to Management

    Personally I was on the best team with the best management. I have heard that other managers weren't as bright or as caring and honest as mine.


  8. "Reminds me of those companies in the movies"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Sales Representative in Flushing, NY
    Former Employee - Sales Representative in Flushing, NY
    Recommends
    Positive Outlook
    Approves of CEO

    I worked at National Income Life full-time (More than 3 years)

    Pros

    -Competitive environment, but everyone’s willing to help you learn
    -pay + bonus
    -flexibility
    -culture
    -leads

    Cons

    - Requires hard work
    - Main schedule is in evening
    - must be disciplined to make money

    Advice to Management

    I recommend that you try to make the processes a little simpler to understand for agents who have no sales experience and add a couple of classes on interpersonal skills.


  9. "This is an amazing company"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at National Income Life full-time

    Pros

    Just about every negative review I see on here is a lie. This company, the management and employees have done so much for me. Everybody here is here for eachother, we help eachother, encourage one another, and have developed a strong banded family with relationships that will last a life time. I work in recruiting and I know first hand based on our employees that we infact ARE a 100% equal opportunity employer. We are very selective, we only want the sharpest and professional candidates. The best thing about working here is the compensation, it is commision but there are also full benefits, retirement, bonuses and residuals. I have never loved a job more than I love this one, from experience I find that if a certain career doesn't work for you it's not the career, it's YOU! Here at the Oldham Agency of National Income Life we try everything to make it work for our employees, we try every option to help them be successful.

    Cons

    The only con I can think of is that the potential employee has to pay for their own license. But then again, you go to school to get certified or a degree for something, is that going to be free, anyways? No. You have to pay. That is a part of life. If you skip out on a life changing opportunity because of having to buy your own license, (which by the way you can go ANYWHERE with anyways,) then that's your own fault. The license pays for itself after the first few weeks of working with us anyways.

    Advice to Management

    Keep doing what you're doing! I love coming to work everyday, and I never see anything wrong with that.


  10. Helpful (1)

    "honesty."

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Sales Agent in Rochester, NY
    Former Employee - Sales Agent in Rochester, NY
    Recommends
    Positive Outlook
    Approves of CEO

    I worked at National Income Life (More than a year)

    Pros

    I found this company on a whim. After several years of labor intensive jobs i was looking for something less damaging to my body. I applied at Nilico and i swear the company changed my life. From day 1 i was blown away at the unyeidling amount of positivity and constructive feedback i received from every single person in the office, i immediately felt at home. Never in my life have a been around such motivated induviduals. I would have never thought i would love the insurance industry but i am in love. 98% of the company gets a bonus at the end of the month and I have watched my peers receive 10,000 15,000 and even 50,000 monthly bonus checks. You create your own wealth. Never in my life had i ever had the chance to make 3-10k in a week and at nilico i did. If you are reading this and are looking for a real opportunity to make money dont hesitate to challenge yourself to step up and free yourself

    Cons

    must be able to self regulate. this is not a 9-5 where a biss tells you what to do. you makenyour own schedule andbare responsibke for running that schedule and protecting union famlies. If you need someone to hold your hand then dont bother applying this is a real job for real workers. The people who cant handle the responsibility of being their own boss or the ones who want to sit in an office and collect a check dont bother.

    Advice to Management

    Please keep investing in your people. The more you put into the agency the better quality canidate you will keep. The only reason i left was because my family moved out of state i am currently testing to get my licence so i can work for the company here in NC


  11. "This company changed my life!"

    Star Star Star Star Star
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Benefits Coordinator in Syracuse, NY
    Current Employee - Benefits Coordinator in Syracuse, NY
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at National Income Life full-time (More than 5 years)

    Pros

    -Actually looking forward to Monday's
    -Being able to believe in and be passionate about what we do
    -Supportive, fun culture
    -Being thanked daily by client's for helping them
    -Continue support from co workers and management
    -Unlimited income and advancement opportunity
    -Being paid what we deserve
    -Being appreciated for what we do by clients and co workers
    -No ceiling, can advance as far and as fast or slow as we choose
    -Great employee benefits (Health, life, vision, dental, etc)
    -Flexible schedule
    -Residual income(continued pay for previous work)
    -Opportunity to help others protect themselves
    -Opportunity to lead, guide, and impact the lives of new employees
    -Yearly convention to amazing locations

    And last but not least, this amazing company was there for me after I became paralyzed from an accident 5 years ago. Not only did they create a position for me accommodating my new life in a wheelchair, they actually raised a lot of funds to help me financially when I returned from the rehab facility. I am forever in debt to this amazing company, the state director, and just the opportunity in general. As soon as I was injured my goal was to get back to what I was doing because I love it so much. As a 32 year old guy I hope to always be employed by this company during the remainder of my working days.

    Cons

    As far as cons for the job or company goes, I really can't think of any. Then again, I'm a glass half full type of guy, I rarely choose to see cons as cons, more as obstacles. In that case the obstacles are that the licensing class isn't easy, the first 2 weeks of training are long hours. If you hold YOURSELF accountable and don't blame outside sources for difficulties and remain positive, the sky is the limit and you'll be here for a long time.

    -If you aren't a driven, motivated person, this isn't for you.
    -If you are looking for a standard 9-5 with someone else deciding what you are worth, this isn't for you
    -If you're not disciplined to work as hard as you need to achieve goals, this isn't for you

    Advice to Management

    Thank you so much for the continued support. I don't know where I'd be without you and this company.



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