Pros
*I've seen some reviews about terrible District or Regional Sales Coordinators (essentially bosses right above you) but I've had a wonderful experience with both of mine. They do seem to genuinely want their agents to succeed and are always willing to help you, within their power. *The job has endless possibilities for income - once you can get yourself off the ground. After the first 2+ years you're not just getting commissions but return commissions on renewals and accounts you already had, plus some stock, etc. *Flexibility. Your time is yours, so if you're out cold calling - you're working towards making your own money - but you don't have to report to anyone. Not a 9-5 job unless you're disciplined and make it so. No boss to report to or tell you how to do your job. Room for creativity and growth in position and money is based on performance - not who you know necessarily. How hard you work = how far you get *Training. i thought the training sessions and content were very useful though I wish they prepared agents better for the reality of selling *Contests. Aflac constantly has sales contests for all expense paid trips. They're wonderful and definitely achievable - you just have to work for them *Products. I didn't know anything about Aflac before I started working for them but now that I really know what it does I truly believe in the products and think they genuinely help people. They're very affordable, and as an agent (hopefully) selling something you do believe in should make the job easier
Cons
*Discipline Discipline Discipline. I'm just out of college and I worked really hard but there's never been a job I've had where I had to give so much of my self. Con of not having a boss, office, 9-5, clocking in, etc. is that everything you do YOU have to get yourself to do. There's also a lot of plates spinning at once since you're trying to work 100 'potential' accounts at the same time. Requires immense organization. I love being organized yet this job has pushed me to new limits *Privilege based starting. We spout the statistic all the time about how 80% of Americans don't have more than $1,000 in a savings account - meanwhile in Aflac you're not seeing a check until you close an account. You NEED to have the money set aside to cover living expenses while your'e starting off. The idea is a big pay-in for big pay-out later. I also heard young is better for this business, for exactly that reason, but being young I don't have that kind of money squirreled away and I'm working a second job to make ends meet - but it's emotionally exhausting to be doing both honestly. *Rejection and independence. Honestly, even cold calling, most people are nice, but you will get those faces who have already had 6 agents in their doors the last week and will throw you out the door. You have to be ready for this and let it roll of your back. If you can't you probably shouldn't be doing this job. You also need to be able to deal with being by yourself. You have a District team and leaders - but your business is yours and sharing business means sharing commission if you're working with others. I love my team but I only see them about 1-2 times a week for meetings